This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 112 m², built in 2002, energy rating D. Located on rua Vítor Cesário da Fonseca, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy features: This apartment includes a pleasant balcony and pre-installation for a central vacuum system, enhancing both outdoor living and convenience within the home.
The valuation. The asking price of €315,000 is significantly below the fair value of €404,652, representing a discount of €89,652 (28.5%). This property is therefore subvalued. Buy-to-flip angle. Investors could potentially renovate and enhance the property’s appeal, aiming for a resale at a higher price, capitalizing on the current low listing. Buy-to-let angle. With an estimated rental income of €892 per month, it offers a gross yield of 3.4%, making it attractive for long-term rental and stable income generation.
Fair value modelled at €404,652 from the area baseline, adjusted for condition and location. Asking €315,000 sits €89,652 (28.5%) below — the upside to fair value.
Asking €315,000 versus the rua Vítor Cesário da Fonseca area baseline of €384,608 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 57/100 (Housing Market 50 · Amenities 55 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Vítor Cesário da Fonseca
Area baseline €384,608 + condition +€9,275 + location +€10,769 = modelled fair value of €404,652 (€3,613/m²), a €89,652 (28.5%) gap versus the €315,000 asking price.
Long-term rental The 2-bed apartment in Santa Maria is currently listed at €315,000, presenting a significant opportunity with a fair value estimate of €404,652, reflecting a gap of 28.5%. With a gross yield of 3.4% and decent condition ratings, this property aligns well with the long-term rental strategy, especially given the safe suburban setting that appeals to families. Buy-and-hold Investing in this apartment provides a strategic buy-and-hold opportunity, as its fair value is considerably higher than the listing price, showcasing a potential appreciation of 28.5%. The property's location near Lisbon and favorable yield make it a well-poised asset for long-term value growth. Family rental This apartment is well-suited for family rentals due to its rural-suburban characteristics and decent condition score of 80/100, making it attractive for families seeking a safe environment. Even though the neighborhood score is moderate at 57/100, it is bolstered by its proximity to Lisbon, enhancing its appeal to potential family tenants.
Economic Instability Risk The property faces a risk due to its economic stability score of 50/100, indicating potential fluctuations in market conditions that could affect rental income or property value. Tenant Instability Risk With a tenant stability score of 60/100, there's a significant risk of tenant turnover which could lead to increased vacancy rates and lost income.
