This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 72 m², built in 1988, energy rating C. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: This apartment benefits from PVC tilt-and-turn windows with thermal shutters, enhancing energy efficiency and sound insulation in the central location of Bobadela.
The valuation. The asking price of €329,000 is significantly above the fair value of €176,544, making the property overpriced by €152,456 (46.3%). This indicates a substantial discrepancy between market expectations and the valuation metrics. Buy-to-flip angle. With strategic renovations, the property could be marketed for resale at a higher price in the suburban Loures market. The aim would be to capitalize on the appeal of high-quality materials and nearby amenities to attract buyers. Buy-to-let angle. The estimated rental income of €877/month provides a gross yield of 3.2%, which is relatively low in this suburban area. However, stability in the rental market and proximity to greater Lisbon could ensure consistent occupancy.
Fair value modelled at €176,544 from the area baseline, adjusted for condition and location. Asking €329,000 sits €152,456 (46.3%) above — overpriced versus fair value.
Asking €329,000 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €238,536 (€3,313/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 78 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon
Area baseline €238,536 + condition +€5,962 + location +€16,069 = modelled fair value of €176,544 (€2,452/m²), a €152,456 (46.3%) gap versus the €329,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · 937368 | Subject | €329,000 | €4,569 | — | 78 | 76 |
| rua Luís de Camões, 6 | Active | €337,000 | €4,554 | 0.3% | 75 | 75 |
| praceta das Torres, 3 | Active | €420,000 | €4,118 | 9.9% | 80 | 78 |
| praça de Goa | Active | €319,000 | €3,988 | 12.7% | 80 | 67 |
| rua Pedro Nunes | Active | €299,000 | €4,041 | 11.6% | 80 | 75 |
| Median comp | €328,000 | €4,080 | 10.7% | 80 | 75 |
Long-term rental The apartment in Santa Iria de Azóia presents an attractive yield of 3.2%, but with a significant 46.3% gap from its fair value, it is overpriced. This price point may deter potential long-term tenants looking for better value in a suburban area near Lisbon. Family rental While this property is situated in a residential-focused region suitable for families, its listing price is not aligned with the fair market value, rendering it overpriced at €329,000. Families seeking rental options may prioritize units that offer more competitive pricing in the same neighborhood. Buy-and-hold Investing in this property as a long-term buy-and-hold strategy is undermined by its substantial overpricing of 46.3% compared to fair value. This high entry cost may limit future appreciation potential, making it less appealing for long-term investment. Not ideal for short-term rental The apartment's suburban location and slight yield do not support a robust short-term rental market, indicating potential difficulties in achieving profit. The significant gap in fair value further discourages this use, suggesting a misalignment with typical short-term rental expectations.
Tenant turnover risk With a tenant stability score of 70/100, there is a moderate risk that higher turnover rates may occur, impacting rental income stability and leading to additional costs associated with finding new tenants.
