This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 93 m², built in 1991, energy rating D. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. This apartment boasts an enclosed balcony, perfect for a private office or leisure area, enhancing its functional use and lifestyle appeal.
The valuation. The asking price of €260,000 sits €88,260 (33.9%) above the fair value of €171,740, indicating the property is overpriced. A strategic negotiation will be crucial to align the price closer to fair market expectations.
Fair value modelled at €171,740 from the area baseline, adjusted for condition and location. Asking €260,000 sits €88,260 (33.9%) above — overpriced versus fair value.
Asking €260,000 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €159,960 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 75 · Materials 77 · Room dimensions 72). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 70/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Baixa da Banheira e Vale da Amoreira, Moita, Setúbal
Area baseline €159,960 + condition -€1,017 + location +€12,797 = modelled fair value of €171,740 (€1,847/m²), a €88,260 (33.9%) gap versus the €260,000 asking price.
Long-term rental The property’s current listing at €260,000 presents a significant gap of 33.9% compared to its fair value of €171,740, indicating it is overpriced. The gross yield of 3.2% is not competitive, suggesting that long-term rental investors may find better opportunities elsewhere. Buy-and-hold With a fair value well below the listing price, this apartment's valuation at €260,000 reveals it is overpriced by 33.9%. Additionally, the average conditions of the property and neighborhood suggest that market appreciation may be limited, making a buy-and-hold strategy less favorable. Family rental Although the property is located in a suburban area with good schools and low crime, its current listing of €260,000 is 33.9% above the fair value of €171,740, indicating an overpriced asset. Consequently, the family rental market might not be attracted enough to justify this elevated price point given the gross yield of 3.2%.
Economic and Tenant Instability Risk The property has an economic stability score of 70/100 and a tenant stability score of 65/100, indicating potential susceptibility to market fluctuations and tenant turnover.
