This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom townhouse of 143 m², built in 1982, energy rating B. Located Quarteira parish, Loulé municipality, Faro district. This townhouse features direct access to expansive terraces from the living areas, enhancing outdoor living and entertaining space alongside a stylish integrated outdoor kitchen.
The valuation. The asking price of €970,000 is significantly above the fair value of €730,744, representing an overvaluation of €239,256 (24.7%). This discrepancy suggests a poor investment opportunity for potential buyers. Buy-to-flip angle. The buy-to-flip strategy may struggle given the current asking price and overall market conditions; substantial renovations are unlikely to yield a favorable return on investment. Buy-to-let angle. With a gross yield of 3%, generating approximately €2,425/month in rental income, the buy-to-let strategy may provide a modest cash flow but is primarily attractive for long-term appreciation.
Fair value modelled at €730,744 from the area baseline, adjusted for condition and location. Asking €970,000 sits €239,256 (24.7%) above — overpriced versus fair value.
Asking €970,000 versus the Quarteira, Loulé, Faro area baseline of €689,546 (€4,822/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 77 · Materials 82 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 70/100 (Housing Market 80 · Amenities 70 · Economic 60 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €689,546 + condition +€12,289 + location +€53,219 = modelled fair value of €730,744 (€5,110/m²), a €239,256 (24.7%) gap versus the €970,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 937428 | Subject | €970,000 | €6,783 | — | 77 | 70 |
| Quarteira · ba3e76 | Active | €1,295,000 | €6,023 | 11.2% | 85 | 70 |
| Quarteira · b45440 | Active | €1,190,000 | €6,611 | 2.5% | 78 | 78 |
| Quarteira · 9371f6 | Active | €699,000 | €4,396 | 35.2% | 78 | 71 |
| rua da Colômbia | Active | €1,499,999 | €3,409 | 49.7% | 85 | 70 |
| Median comp | €1,242,500 | €5,210 | 23.2% | 82 | 71 |
Short-term vacation rental The property’s asking price of €970,000 is significantly above the fair value of €730,744, suggesting it is overpriced for potential short-term rental yields. With a gross yield of only 3%, this investment lacks the earnings potential typically sought in the competitive vacation rental market. Long-term rental At a listing price that exceeds its fair value by 24.7%, this townhouse is overpriced for the long-term rental strategy. Given the gross yield of 3%, it is unlikely to attract quality tenants looking for value in this coastal region. Buy-and-hold This property is overpriced at €970,000 compared to the fair value of €730,744, which does not present a favorable scenario for a buy-and-hold investment. The expected gains from appreciation may not compensate for the current cash flow challenges indicated by the low yield of 3%.
Economic Vulnerability The property faces a risk due to its economic stability score of 60/100, indicating a moderate vulnerability to market fluctuations that could affect rental income and property value.
