This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 179 m², built in 2000, energy rating C. Located on rua Jacques de Oliveira Neves, São Gonçalo de Lagos parish, Lagos municipality, Faro district. This property offers ample outdoor space suitable for a pool installation, enhancing its appeal as a perfect family retreat in a prestigious area.
The valuation. The asking price of €825,000 is significantly above the fair value of €691,490, resulting in an overpricing of €133,510 (16.2%). This valuation indicates that potential buyers should proceed with caution given the premium price tag.
Fair value modelled at €691,490 from the area baseline, adjusted for condition and location. Asking €825,000 sits €133,510 (16.2%) above — overpriced versus fair value.
Asking €825,000 versus the rua Jacques de Oliveira Neves area baseline of €684,854 (€3,826/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 73 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 75/100 (Housing Market 85 · Amenities 80 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Jacques de Oliveira Neves
Area baseline €684,854 + condition +€3,916 + location +€62,507 = modelled fair value of €691,490 (€3,863/m²), a €133,510 (16.2%) gap versus the €825,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Jacques de Oliveira Neves | Subject | €825,000 | €4,609 | — | 73 | 75 |
| São Gonçalo de Lagos · 4bbf3a | Active | €999,950 | €3,876 | 15.9% | 78 | 65 |
| São Gonçalo de Lagos · 6fb85c | Active | €1,300,000 | €3,148 | 31.7% | 73 | 69 |
| São Gonçalo de Lagos · 956e96 | Active | €1,300,000 | €3,148 | 31.7% | 70 | 78 |
| São Gonçalo de Lagos · ba574b | Active | €1,300,000 | €3,148 | 31.7% | 72 | 78 |
| Median comp | €1,300,000 | €3,148 | 31.7% | 73 | 74 |
Short-term vacation rental The property in São Gonçalo de Lagos, priced at €825,000, presents an opportunity in the vacation rental market but is overpriced given its fair value of €691,490, resulting in a 16.2% gap. With a gross yield of only 3.8%, potential returns may not justify the high initial investment, particularly in a region reliant on seasonal tourism. Long-term rental Purchasing the house for long-term rental in São Gonçalo de Lagos poses challenges as it is priced at €825,000, significantly above its fair value of €691,490, leading to a valuation gap of 16.2%. Given the 3.8% gross yield, investors may find the monetary return insufficient compared to the property cost, especially when considering the mixed quality of the neighborhood. Buy-and-hold Investing in this property as a buy-and-hold strategy is complicated by its current listing price of €825,000, which exceeds the fair valuation of €691,490 by 16.2%. With a mediocre gross yield of 3.8% and a condition rating of 76/100, the asset may not deliver the long-term value typically sought in stable investments, especially in a tourist-driven economy.
Economic Vulnerability With an economic stability score of 70/100, there is a moderate risk that economic downturns could adversely affect property values or rental income streams, while the tenant stability score of 75/100 indicates there may still be some risk of tenant turnover impacting revenue continuity.
