This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 4-bathroom villa of 357 m², energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This villa boasts a spacious living room with a fireplace that enhances the natural light and seamlessly connects to the dining area, ideal for entertaining guests. Outdoor Appeal: The property includes generous terraces and a stylish private pool, perfect for enjoying the Algarve's long sunny days. Location Advantage: Situated in the exclusive Goldra area, it offers rapid access to essential amenities and scenic landscapes. Potential for Enhancement: Some outdoor views could be improved with landscaping care to elevate the overall aesthetic.
The valuation. The asking price of €1,950,000 sits 4.5% above the fair value of €1,861,743, indicating that the property is overpriced. This discrepancy suggests that potential buyers may need to negotiate the price significantly to align closer to its fair market value.
Fair value modelled at €1,398,132 from the area baseline, adjusted for condition and location. Asking €1,950,000 sits €551,868 (28.3%) above — overpriced versus fair value.
Asking €1,950,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €1,284,129 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 72 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 71/100 (Housing Market 75 · Amenities 65 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Loulé (São Clemente), Loulé, Faro
Area baseline €1,284,129 + condition +€6,136 + location +€107,867 = modelled fair value of €1,398,132 (€3,916/m²), a €551,868 (28.3%) gap versus the €1,950,000 asking price.
Short-term vacation rental The property is overpriced at €1,950,000, with a fair value of €1,861,743, resulting in a 4.5% gap. A gross yield of 3.2% suggests that the potential returns do not justify the inflated price in a seasonally dependent market. Buy-and-hold Acquiring this villa for €1,950,000 does not align with a buy-and-hold strategy, as the fair value is only €1,861,743, leaving a 4.5% disparity. The limited gross yield of 3.2% further diminishes its attractiveness as a long-term investment, given the neighborhood rating of 71/100. Family rental With a price tag of €1,950,000 compared to a fair value of €1,861,743, this property is considered overpriced, creating an unattractive investment for family rentals. The relatively low yield of 3.2% in a neighborhood rated 71/100 indicates that this investment may not generate the desired rental income to offset the high acquisition cost.
Economic Vulnerability The economic stability score of 70 indicates a moderate risk, suggesting potential fluctuations in income levels that could impact tenant retention. Tenant Turnover Risk The tenant stability score of 75 implies there is some risk of turnover, which could lead to periods of vacancy and lost rental income.
