This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 4-bathroom villa of 357 m², energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. This villa features a large living room with a fireplace that creates a warm ambiance, and its outdoor areas are designed for relaxation with an elegant pool and mature garden.
The valuation. The asking price of €1,950,000 is significantly above the fair value of €1,398,132, reflecting an overpricing of €551,868 (28.3%). This price does not represent a viable deal for investors.
Fair value modelled at €1,398,132 from the area baseline, adjusted for condition and location. Asking €1,950,000 sits €551,868 (28.3%) above — overpriced versus fair value.
Asking €1,950,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €1,117,767 (€3,131/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 72 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 65 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €1,117,767 + condition +€6,136 + location +€107,867 = modelled fair value of €1,398,132 (€3,916/m²), a €551,868 (28.3%) gap versus the €1,950,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 937444 | Subject | €1,950,000 | €5,462 | — | 72 | 71 |
| Loulé (São Clemente) · cfe05d | Active | €1,900,000 | €6,149 | 12.6% | 80 | 66 |
| Loulé (São Sebastião) · 6d5523 | Active | €1,800,000 | €6,000 | 9.8% | 80 | 70 |
| Loulé (São Clemente) · 956bf4 | Active | €769,000 | €3,315 | 39.3% | 75 | 60 |
| Loulé (São Clemente) · 65a743 | Active | €380,000 | €6,552 | 19.9% | 80 | 60 |
| Median comp | €1,284,500 | €6,075 | 11.2% | 80 | 63 |
Short-term vacation rental The property’s high listing price of €1,950,000, against a fair value of €1,398,132, indicates it is overpriced, which may lead to lower-than-expected return on investment in a seasonal market. With a gross yield of only 3.2%, the potential profitability of this short-term rental strategy is significantly diminished. Buy-and-hold Although this property could be seen as a long-term asset in a tourism-driven area, its current price reflects a 28.3% gap from fair value, categorizing it as overpriced and reducing the attractiveness for buy-and-hold investors. The anticipated appreciation in a seasonal market may not be enough to justify this investment at the current rates. Family rental The high asking price of €1,950,000 relative to the fair value suggests the villa is overpriced, which makes it less appealing for landlords targeting long-term family rentals. With a decent condition rating of 76/100, the property might attract families, but the yield of 3.2% indicates that the investment may not perform well under current market conditions.
Economic vulnerability The combined score of 70 for economic stability suggests potential exposure to market fluctuations that could impact rental income and occupancy rates significantly.
