This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom house of 118 m², energy rating E. Located on rua de Santa Margarida, Rio de Mouro parish, Sintra municipality, Lisbon district. Noteworthy Features: The property includes a utilized attic space that allows for versatile usage and a large outdoor courtyard with a barbecue, enhancing its functionality and appeal.
The valuation. The asking price of €349,900 sits €143,087 above the fair value of €206,813, making it 40.9% overpriced. Investors should exercise caution given this significant discrepancy.
Fair value modelled at €206,813 from the area baseline, adjusted for condition and location. Asking €349,900 sits €143,087 (40.9%) above — overpriced versus fair value.
Asking €349,900 versus the rua de Santa Margarida area baseline of €233,758 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 47/100 (Condition 40 · Materials 55 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 70 · Economic 75 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua de Santa Margarida
Area baseline €233,758 + condition -€51,256 + location +€24,311 = modelled fair value of €206,813 (€1,753/m²), a €143,087 (40.9%) gap versus the €349,900 asking price.
Long-term rental The property’s high asking price of €349,900 presents a significant 40.9% gap from its fair value of €206,813, leading to concerns over its long-term rental viability. With a gross yield of only 3.9% and a condition score of 47/100, this investment is less attractive compared to alternatives in the neighbourhood. Family rental Given the suburban characteristics and decent neighbourhood rating of 76/100, the property could appeal to families; however, the steep price at €349,900 diminishes its appeal for this segment. The low yield of 3.9% and higher comparative prices could hinder potential family rental returns in a competitive market. Buy-and-hold Although the neighbourhood shows promise with its 76/100 rating, the property’s listing price of €349,900 far exceeds its fair value, making it less suitable for a buy-and-hold strategy. With a health condition score of 47/100, investors may find better long-term growth opportunities elsewhere in the region, despite its strategic location in Greater Lisbon.
Economic Vulnerability Despite a decent economic stability score of 75/100, the risk of economic downturn poses a threat to revenue, especially if tenant stability were to drop from its current 80/100 level.
