This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 2-bathroom apartment of 84 m², built in 2007. Located Quarteira parish, Loulé municipality, Faro district. This property features a spacious 90.3m² private terrace, perfect for outdoor entertaining, and benefits from a sought-after private condominium with multiple pools and lush garden areas.
The valuation. The asking price of €499,500 is significantly above the fair value of €422,841, making it overpriced by €76,659 (15.3%). This discrepancy suggests that the property does not represent a sound investment at its current listing price.
Fair value modelled at €422,841 from the area baseline, adjusted for condition and location. Asking €499,500 sits €76,659 (15.3%) above — overpriced versus fair value.
Asking €499,500 versus the Quarteira, Loulé, Faro area baseline of €390,768 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 70 · Amenities 65 · Economic 55 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €390,768 + condition +€3,938 + location +€28,135 = modelled fair value of €422,841 (€5,034/m²), a €76,659 (15.3%) gap versus the €499,500 asking price.
Short-term vacation rental The property is in a desirable location near the Algarve coast, catering to tourists and expatriates; however, its current price of €499,500 exceeds the estimated fair value by 15.3%. With a gross yield of only 2.9%, it may not generate sufficient returns when factoring in operating expenses. Buy-and-hold Given the overpriced nature of this asset at €499,500 compared to the fair value of €422,841, it may not present an attractive long-term investment opportunity. The relatively low yield of 2.9% suggests that holding the property for appreciation might not justify its high entry price. Family rental While the apartment's decent condition and location could appeal to families, the property’s listing price exceeds fair value significantly. As a result, the investment presents challenges regarding rental yield and potential capital appreciation in a competitive market. Not ideal for student housing The property does not align with the needs of the student housing market, especially given its high price point compared to the average rental yield in the area. Thus, targeting this demographic would likely not be profitable due to inadequate returns. Not ideal for value-add renovation Investing in this property for renovation purposes is not advisable as it is already overpriced at €499,500. The current condition rating of 78/100 suggests limited scope for improvement that would warrant the high acquisition cost.
Economic Instability Risk The property has an economic stability score of 55/100, indicating potential challenges in the local economy that could affect rental income and property value.
