This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 107 m², built in 1988, energy rating C. Located on rua José Santos Ramos, Cidade da Maia parish, Maia municipality, Porto district. This apartment features a designated parking box, providing convenient off-street parking in a bustling area of Maia while maintaining a stylish exterior characterized by modern architectural design.
The valuation. The asking price of €295,000 is substantially above fair value at €169,001, reflecting a €125,999 (42.7%) premium. This valuation indicates the property is overpriced, necessitating a careful consideration before any investment decision.
Fair value modelled at €169,001 from the area baseline, adjusted for condition and location. Asking €295,000 sits €125,999 (42.7%) above — overpriced versus fair value.
Asking €295,000 versus the rua José Santos Ramos area baseline of €285,904 (€2,672/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 75 · Materials 80 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 70 · Amenities 68 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua José Santos Ramos
Area baseline €285,904 + condition +€6,019 + location +€13,182 = modelled fair value of €169,001 (€1,579/m²), a €125,999 (42.7%) gap versus the €295,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua José Santos Ramos | Subject | €295,000 | €2,757 | — | 75 | 72 |
| Nogueira e Silva Escura · 93762f | Active | €364,000 | €2,638 | 4.3% | 75 | 62 |
| rua António Sérgio, 97 | Active | €340,000 | €3,238 | 17.4% | 77 | 73 |
| avenida Visconde de Barreiros | Active | €398,000 | €2,472 | 10.3% | 70 | 76 |
| rua dos Moutidos, 233 | Active | €345,000 | €2,464 | 10.6% | 74 | 70 |
| Median comp | €354,500 | €2,555 | 7.3% | 75 | 72 |
Long-term rental This property, priced at €295,000, is significantly above its fair value of €169,001, reflecting a 42.7% gap that suggests it is overpriced. With a gross yield of only 3.8%, this return does not sufficiently compensate for the higher purchase price, diminishing long-term rental appeal. Family rental The high listing price compared to the fair value indicates that this apartment is overpriced, making it less attractive for family rentals seeking good value. While the condition and neighborhood ratings are decent, families may opt for better deals elsewhere. Buy-and-hold Given the current listing of €295,000 against a fair value of €169,001, this investment appears to be overpriced, which could impede growth potential in a buy-and-hold strategy. Investors should be cautious, as the property’s yield of 3.8% does not align with a strong growth outlook in this suburban area. Not ideal for The high asking price and limited appeal indicate this property is not suitable for short-term vacation rentals, luxury market investors, or student housing. With a gross yield well below attractive levels, these segments are likely to find better opportunities.
Economic Volatility Risk: With both Economic stability and Tenant stability at 75/100, there is a risk of potential fluctuations in rental income due to economic changes that could impact tenant retention and market demand.
