This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom house of 217 m², energy rating C. Located Penha de França parish, Lisbon municipality, Lisbon district. Noteworthy Features: This property offers direct access to a private terrace with a barbecue area, seamlessly connecting to the shared pool, ideal for entertaining. Common Amenities: Gated community with landscaped gardens and a well-maintained common pool. Proximity: Only a 5-minute drive to Falésia Beach, providing easy access to leisure activities. Condition Note: Ideal as a holiday home with minimal wear, maintaining modern elegance throughout.
The valuation. The asking price of €745,000 is significantly below the fair value of €986,618, indicating the property is underpriced by €241,618, or 32.4%. This creates an attractive opportunity for savvy investors. Buy-to-flip angle. A quick resale or wholesale strategy could capitalize on the substantial difference between the purchase price and market value, targeting potential buyers looking for high-quality properties in Central Lisbon. Buy-to-let angle. With an estimated gross yield of 5.6% translating to approximately €3,477 per month, the rental income strategy can produce steady cash flow, appealing to renters attracted by the area's amenities and employment opportunities.
Fair value modelled at €986,618 from the area baseline, adjusted for condition and location. Asking €745,000 sits €241,618 (32.4%) below — the upside to fair value.
Asking €745,000 versus the Penha de França, Lisbon, Lisbon area baseline of €973,896 (€4,488/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 78 · Materials 85 · Room dimensions 83). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Penha de França, Lisbon, Lisbon
Area baseline €973,896 + condition +€26,108 + location +€105,964 = modelled fair value of €986,618 (€4,547/m²), a €241,618 (32.4%) gap versus the €745,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Penha de França · 0014fa | Subject | €745,000 | €3,433 | — | 78 | 81 |
| rua de Santa Marta, 12 | Active | €827,500 | €2,500 | 27.2% | 85 | 83 |
| rua de Santo António dos Capuchos, 2 | Active | €1,600,000 | €7,273 | 111.8% | 83 | 87 |
| rua do Vale Formoso | Active | €550,000 | €2,926 | 14.8% | 70 | 80 |
| arco do Cego | Active | €1,300,000 | €6,404 | 86.5% | 78 | 83 |
| Median comp | €1,063,750 | €4,665 | 35.9% | 81 | 83 |
Long-term rental This 3-bed house in Penha de França presents an attractive long-term rental opportunity, given its gross yield of 5.6% coupled with a fair value assessment showing a 32.4% gap from listing price. The property’s central location in Lisbon and decent condition rating of 83/100 further enhance its appeal to potential renters. Buy-and-hold Investing in this property offers substantial long-term appreciation potential, as it is currently listed at €745,000 while fair value is assessed at €986,618, indicating significant upside. With a strong residential neighborhood rating of 81/100, this is an optimal time to hold onto an asset positioned well for future growth. Luxury market The property’s fair value of €986,618 suggests it qualifies for the luxury market, where the high demand from affluent expats continues to grow. Its prime location in Central Lisbon appeals to those seeking upscale living, further affirming the investment’s attractiveness despite current perceptions of its pricing.
Economic downturn vulnerability While the economic stability score is high at 90/100, the tenant stability score of 80/100 indicates that during an economic downturn, tenants may face financial stress which could lead to increased vacancies or reduced payments.
