This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 146 m², energy rating A+. Located Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: The landscaped yard includes a private pool and fruit trees, while the property offers high-security features such as an electric gate and video intercom.
The valuation. The asking price of €550,000 is significantly above the fair value of €263,081, with a disparity of €286,919 or 52.2%. This property is clearly overpriced. Buy-to-flip angle. A resale strategy would involve capitalizing on the property's luxurious upgrades, potentially targeting affluent buyers in the nearby Lisbon market for a substantial profit. Buy-to-let angle. With an estimated gross yield of 2.9%, the property could generate approximately €1,329 in monthly rental income, appealing to families seeking spacious accommodation near Lisbon.
Fair value modelled at €263,081 from the area baseline, adjusted for condition and location. Asking €550,000 sits €286,919 (52.2%) above — overpriced versus fair value.
Asking €550,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €422,816 (€2,896/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 84/100 (Condition 80 · Materials 90 · Room dimensions 84). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 64/100 (Housing Market 70 · Amenities 60 · Economic 70 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €422,816 + condition +€18,250 + location +€12,983 = modelled fair value of €263,081 (€1,802/m²), a €286,919 (52.2%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Fernão Ferro · 001556 | Subject | €550,000 | €3,767 | — | 80 | 64 |
| Fernão Ferro · ba5aba | Active | €640,000 | €4,156 | 10.3% | 78 | 68 |
| Fernão Ferro · dee564 | Active | €525,000 | €2,386 | 36.7% | 80 | 71 |
| Fernão Ferro · 956f31 | Active | €530,000 | €3,029 | 19.6% | 80 | 73 |
| rua Jacob Sarmento | Active | €655,000 | €3,227 | 14.3% | 85 | 70 |
| Median comp | €585,000 | €3,128 | 17.0% | 80 | 71 |
Long-term rental The property is overpriced with a fair value of €263,081 and a listing price of €550,000, resulting in a significant gap of 52.2%. At a gross yield of just 2.9%, investors cannot expect adequate returns in a market that does not justify such a premium. Family rental Given the fair value of €263,081 compared to the listing price of €550,000, this property is clearly overpriced at 52.2% above its fair value. With a neighbourhood rating of only 64/100, it lacks the appeal to attract families willing to pay a premium for this home. Buy-and-hold The buy-and-hold strategy is not ideal for this property, as it is overpriced, given the vast difference between the listing price of €550,000 and its fair value of €263,081, leading to a 52.2% gap. The low yield of 2.9% further diminishes its attractiveness for long-term capital appreciation in a neighborhood rated at only 64/100.
Tenant turnover risk With a tenant stability score of 55/100, there is a heightened risk of turnover which could impact rental income and increase vacancy periods.
