This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 74 m², built in 1988, energy rating C. Located on rua da Ribeira, Agualva e Mira-Sintra parish, Sintra municipality, Lisbon district. Noteworthy Features: The main bedroom includes a generous enclosed balcony, providing a versatile space ideal for a reading nook or home office. Storage Solutions: A dedicated storage room enhances practicality in everyday living.
The valuation. The asking price of €299,000 exceeds the fair value of €177,979 by €121,021, indicating a significant overvaluation of 40.5%. This discrepancy suggests the property is overpriced relative to its market value.
Fair value modelled at €177,979 from the area baseline, adjusted for condition and location. Asking €299,000 sits €121,021 (40.5%) above — overpriced versus fair value.
Asking €299,000 versus the rua da Ribeira area baseline of €219,928 (€2,972/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 74 · Materials 80 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 70 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua da Ribeira
Area baseline €219,928 + condition +€2,659 + location +€16,516 = modelled fair value of €177,979 (€2,405/m²), a €121,021 (40.5%) gap versus the €299,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Ribeira | Subject | €299,000 | €4,041 | — | 74 | 76 |
| rua Ruy Gameiro | Active | €339,900 | €4,656 | 15.2% | 78 | 76 |
| rua do Olival | Active | €335,000 | €4,241 | 4.9% | 75 | 75 |
| rua Cidade Rio de Janeiro | Active | €295,000 | €3,933 | 2.7% | 72 | 77 |
| rua Cidade de Belo Horizonte, 6 | Active | €330,000 | €4,459 | 10.4% | 80 | 74 |
| Median comp | €332,500 | €4,350 | 7.7% | 77 | 76 |
Long-term rental Given the current rental yield of 3.8%, investing in this property for long-term rental may not provide sufficient returns, especially since it is overpriced by 40.5% compared to its fair value of €177,979. Additionally, while the neighborhood has decent amenities and tenant quality, the overall cost is too high for long-term financial viability. Family rental While the apartment's condition is rated at 77/100 and the neighborhood scores 76/100, the property’s pricing does not align with investment expectations, marking it as overpriced. The potential for a family rental in a Lisbon metropolitan area is undermined by the significant gap to fair value, indicating better opportunities elsewhere. Buy-and-hold The buy-and-hold strategy may seem appealing due to access to Lisbon's infrastructure, but the property being overpriced at €299,000 diminishes its long-term investment appeal. The current valuation gap of 40.5% suggests that the potential appreciation may not cover the initial overinvestment of funds in this asset.
Potential Economic Downturn One risk is that with an economic stability score of 80/100, any significant economic downturn could impact tenant stability, which is currently at 75/100, leading to potential vacancies and decreased rental income.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Login Required
Please log in or create an account to access this page.
No posts yet for this property.
