This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 74 m², built in 1988, energy rating C. Located on rua da Ribeira, Agualva e Mira-Sintra parish, Sintra municipality, Lisbon district. Noteworthy Features: The main bedroom includes a generous enclosed balcony, providing a versatile space ideal for a reading nook or home office. Storage Solutions: A dedicated storage room enhances practicality in everyday living.
The valuation. The asking price of €299,000 exceeds the fair value of €177,979 by €121,021, indicating a significant overvaluation of 40.5%. This discrepancy suggests the property is overpriced relative to its market value.
Fair value modelled at €177,979 from the area baseline, adjusted for condition and location. Asking €299,000 sits €121,021 (40.5%) above — overpriced versus fair value.
Asking €299,000 versus the rua da Ribeira area baseline of €219,928 (€2,972/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 74 · Materials 80 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 70 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua da Ribeira
Area baseline €219,928 + condition +€2,659 + location +€16,516 = modelled fair value of €177,979 (€2,405/m²), a €121,021 (40.5%) gap versus the €299,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Ribeira | Subject | €299,000 | €4,041 | — | 74 | 76 |
| rua Ruy Gameiro | Active | €339,900 | €4,656 | 15.2% | 78 | 76 |
| rua do Olival | Active | €335,000 | €4,241 | 4.9% | 75 | 75 |
| rua Cidade Rio de Janeiro | Active | €295,000 | €3,933 | 2.7% | 72 | 77 |
| rua Cidade de Belo Horizonte, 6 | Active | €330,000 | €4,459 | 10.4% | 80 | 74 |
| Median comp | €332,500 | €4,350 | 7.7% | 77 | 76 |
Long-term rental Given the current rental yield of 3.8%, investing in this property for long-term rental may not provide sufficient returns, especially since it is overpriced by 40.5% compared to its fair value of €177,979. Additionally, while the neighborhood has decent amenities and tenant quality, the overall cost is too high for long-term financial viability. Family rental While the apartment's condition is rated at 77/100 and the neighborhood scores 76/100, the property’s pricing does not align with investment expectations, marking it as overpriced. The potential for a family rental in a Lisbon metropolitan area is undermined by the significant gap to fair value, indicating better opportunities elsewhere. Buy-and-hold The buy-and-hold strategy may seem appealing due to access to Lisbon's infrastructure, but the property being overpriced at €299,000 diminishes its long-term investment appeal. The current valuation gap of 40.5% suggests that the potential appreciation may not cover the initial overinvestment of funds in this asset.
Potential Economic Downturn One risk is that with an economic stability score of 80/100, any significant economic downturn could impact tenant stability, which is currently at 75/100, leading to potential vacancies and decreased rental income.
