This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 123 m² on the 1st floor, built in 1968, energy rating C. Located on rua Carlos Luz, Oeiras e São Julião da Barra, Paço de Arcos e Caxias parish, Oeiras municipality, Lisbon district. Noteworthy Features: This apartment's layout includes a 7.5 m² balcony accessible from two bedrooms, enhancing outdoor space and natural light in the living areas.
The valuation. The asking price of €470,000 is significantly below its fair value of €572,122, presenting a discount of €102,122 (21.7%). This indicates that the property is currently subpriced in the market. Buy-to-flip angle. The resale strategy focuses on enhancing the property’s appeal through modernization of kitchen and bathroom fixtures to attract a higher resale price. Targeting a fast turnaround could capture value potential in the appreciating Oeiras suburb. Buy-to-let angle. With an estimated gross yield of 4.1% at €1,606/month, this property offers a secure rental income strategy. The family rental approach aligns well with the suburb's demographic and proximity to Lisbon, supporting stable rental demand.
Fair value modelled at €572,122 from the area baseline, adjusted for condition and location. Asking €470,000 sits €102,122 (21.7%) below — the upside to fair value.
Asking €470,000 versus the rua Carlos Luz area baseline of €555,714 (€4,518/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 52/100 (Condition 55 · Materials 60 · Room dimensions 50). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 74/100 (Housing Market 75 · Amenities 65 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Carlos Luz
Area baseline €555,714 + condition -€45,164 + location +€54,069 = modelled fair value of €572,122 (€4,651/m²), a €102,122 (21.7%) gap versus the €470,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Carlos Luz | Subject | €470,000 | €3,821 | — | 55 | 74 |
| rua Gil Vicente, 3 | Active | €460,000 | €3,898 | 2.0% | 60 | 66 |
| rua Manuel da Silva Moreira Rato | Active | €435,000 | €4,350 | 13.8% | 60 | 72 |
| Carcavelos e Parede · 00182e | Active | €420,000 | €4,000 | 4.7% | 55 | 71 |
| rua Manuel da Silva Moreira Rato | Active | €435,000 | €4,350 | 13.8% | 64 | 75 |
| Median comp | €435,000 | €4,175 | 9.3% | 60 | 72 |
Long-term rental The property offers a strong gross yield of 4.1%, which, combined with its proximity to Lisbon, suggests robust rental demand. With a fair value indicating a 21.7% gap, this investment position provides a substantial opportunity for long-term appreciation. Buy-and-hold Acquiring this 4-bed apartment represents a promising buy-and-hold strategy, particularly given the fair value of €572,122 compared to its listing price of €470,000. The solid 74/100 neighborhood rating reflects a stable environment, enhancing the prospects for value growth over time. Family rental This property is well-suited for family rentals, given its spacious layout and favorable neighborhood score of 74/100. The strategic location in Oeiras e São Julião da Barra provides easy access to amenities and job opportunities in nearby Lisbon, making it an attractive option for families seeking long-term housing.
Economic downturn risk A potential economic downturn could negatively impact the 20% vulnerability indicated by the Economic Stability score of 80/100, affecting rental income and tenant security related to the Tenant Stability score of 70/100.
