This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 232 m², built in 2024, energy rating A+. Located Perafita, Lavra e Santa Cruz do Bispo parish, Matosinhos municipality, Porto district. Highlight: The property features a private pool and a large garden with automatic irrigation, offering a serene outdoor oasis just minutes from the beach.
The valuation. The asking price of €850,000 is significantly above the fair value of €738,966, representing an overpricing of €111,034 (13.1%). This disparity suggests potential buyers may encounter challenges justifying the investment based solely on price.
Fair value modelled at €738,966 from the area baseline, adjusted for condition and location. Asking €850,000 sits €111,034 (13.1%) above — overpriced versus fair value.
Asking €850,000 versus the Perafita, Lavra e Santa Cruz do Bispo, Matosinhos, Porto area baseline of €645,424 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 82 · Materials 88 · Room dimensions 84). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Perafita, Lavra e Santa Cruz do Bispo, Matosinhos, Porto
Area baseline €645,424 + condition +€29,000 + location +€64,542 = modelled fair value of €738,966 (€3,185/m²), a €111,034 (13.1%) gap versus the €850,000 asking price.
Long-term rental This property, listed at €850,000, is priced 13.1% above its fair value of €738,966, indicating a potential risk for long-term rental profitability. With a gross yield of only 2.7%, the investment does not present an attractive return, especially considering the local housing market dynamics. Family rental The 4-bed house in Perafita, Lavra e Santa Cruz do Bispo is clearly overpriced, making it less appealing for family rental purposes. The moderate condition rating of 85/100 and neighborhood rating of 75/100 suggest that, while livable, this property does not offer optimal value for families seeking affordable housing options. Buy-and-hold As an investment vehicle for a buy-and-hold strategy, this property falls short due to its significant price overvaluation at €850,000 versus a fair value of €738,966. The low yield of 2.7% underscores its limited potential for generating sufficient cash flow to justify the high purchase price. Not ideal for The property is not suitable for the luxury market, short-term rentals, or student housing, given its aforementioned price issues and modest yields. In an environment where suburban amenities may attract families, the current pricing strategies do not align with market expectations.
Economic Dependence Risk The economic stability score of 80/100 suggests a robust economic environment, but the tenant stability score of 70/100 indicates a potential risk of tenant turnover, which could affect cash flow stability.
