This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 46 m², built in 1994, energy rating D. Located on urbanização Terroa Lanchoa, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. This apartment features a sunroom that enhances natural light, providing an ideal space for relaxation or home office use, while being conveniently close to local parks and amenities.
The valuation. The asking price of €209,000 is significantly above the fair value of €114,816, representing a premium of €94,184 (45.1%). This property is overpriced and does not present a favorable investment opportunity.
Fair value modelled at €66,148 from the area baseline, adjusted for condition and location. Asking €209,000 sits €142,852 (68.4%) above — overpriced versus fair value.
Asking €209,000 versus the urbanização Terroa Lanchoa area baseline of €73,048 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 68 · Materials 62 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 50/100 (Housing Market 50 · Amenities 45 · Economic 35 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
urbanização Terroa Lanchoa
Area baseline €73,048 + condition -€6,900 + location +€0 = modelled fair value of €66,148 (€1,438/m²), a €142,852 (68.4%) gap versus the €209,000 asking price.
Long-term rental The property is overpriced at €209,000, significantly exceeding the fair value of €114,816 by 45.1%, which raises concerns about its long-term rental viability. Furthermore, the gross yield of 3.7% is low, compounded by the neighborhood rating of 50/100 reflecting weak tenant quality and limited amenities. Buy-and-hold Investing in this property as a buy-and-hold strategy is questionable given its current price point of €209,000, which is 45.1% above its fair value of €114,816. The property's condition score of 65/100 also suggests it may require additional investment to maintain as a long-term asset, further challenging its profitability. Value-add renovation While the potential for value-add renovations exists, the current listing price of €209,000, which is 45.1% above its fair value of €114,816, poses a significant risk to achieving an attractive return on investment. Additionally, given the neighborhood's 50/100 rating, the complexities and costs of renovations may not justify the expected increase in property value. Not ideal for The property is not suited for short-term vacation rentals due to its overpriced status and lack of desirable amenities in the area, which limits its appeal to transient guests. Additionally, the luxury market and student housing vectors are also questionable as this 1-bed apartment does not align with the quality expectations or demand in these segments.
[High Economic Risk] The economic stability score of 35/100 indicates a very high risk of downturn, potentially leading to decreased property values and tenant turnover issues.
