This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 85 m², built in 1970, energy rating D. Located on rua Saraiva de Carvalho, Campo de Ourique parish, Lisbon municipality, Lisbon district. This apartment uniquely features a 40m2 terrace, enhancing indoor-outdoor living and providing a rare vibrant space for entertaining amidst the vibrant atmosphere of Campo de Ourique.
The valuation. The asking price of €495,000 is significantly above fair value at €365,712, indicating an overpricing of €129,288 (26.1%). This adjustment suggests the property is not a sound investment at its current list price.
Fair value modelled at €365,712 from the area baseline, adjusted for condition and location. Asking €495,000 sits €129,288 (26.1%) above — overpriced versus fair value.
Asking €495,000 versus the rua Saraiva de Carvalho area baseline of €334,730 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 68 · Materials 75 · Room dimensions 72). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 78/100 (Housing Market 85 · Amenities 85 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Saraiva de Carvalho
Area baseline €334,730 + condition -€6,508 + location +€37,490 = modelled fair value of €365,712 (€4,302/m²), a €129,288 (26.1%) gap versus the €495,000 asking price.
Long-term rental While Lisbon's high housing demand provides a steady rental market, this property is overpriced at €495,000, with a fair value of only €365,712. The gross yield of 3.8% suggests a lower return on investment compared to other opportunities in the area. Buy-and-hold Investing in this apartment as a buy-and-hold strategy may not be advisable given its current price, which is 26.1% above fair value. The potential for capital appreciation in Lisbon is offset by the immediate overvaluation of this property. Family rental Though the neighborhood offers good access to amenities, the apartment's high asking price makes it less attractive for family rental opportunities. Families may opt for more reasonably priced alternatives in this sought-after urban area, reducing rental demand for this property.
Economic downturn risk A decline in economic stability from a score of 80/100 may lead to decreased demand and potential vacancy issues, affecting rental income and property value.
