This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 105 m², energy rating C. Located on rua António Sérgio, 97, Cidade da Maia parish, Maia municipality, Porto district. This apartment features an unobstructed 90-degree city view, enhancing its brightness and privacy, along with a spacious pantry and independent laundry for optimal organization.
The valuation. The asking price of €340,000 is significantly above the fair value of €167,415, resulting in an overpriced evaluation of €172,585 (50.8%). This discrepancy indicates the property is not a favorable investment opportunity.
Fair value modelled at €167,415 from the area baseline, adjusted for condition and location. Asking €340,000 sits €172,585 (50.8%) above — overpriced versus fair value.
Asking €340,000 versus the rua António Sérgio, 97 area baseline of €280,560 (€2,672/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 77 · Materials 82 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 73/100 (Housing Market 80 · Amenities 65 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua António Sérgio, 97
Area baseline €280,560 + condition +€6,891 + location +€13,524 = modelled fair value of €167,415 (€1,594/m²), a €172,585 (50.8%) gap versus the €340,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua António Sérgio, 97 | Subject | €340,000 | €3,238 | — | 77 | 73 |
| avenida Visconde de Barreiros | Active | €398,000 | €2,472 | 23.7% | 70 | 76 |
| rua José Santos Ramos | Active | €295,000 | €2,757 | 14.9% | 75 | 72 |
| rua dos Moutidos, 233 | Active | €345,000 | €2,464 | 23.9% | 74 | 70 |
| Nogueira e Silva Escura · 93762f | Active | €364,000 | €2,638 | 18.5% | 75 | 62 |
| Median comp | €354,500 | €2,555 | 21.1% | 75 | 71 |
Long-term rental Given the high asking price of €340,000, significantly above the fair value of €167,415, this property is overpriced for a long-term rental strategy. The 3.4% gross yield does not compensate for the 50.8% gap from fair value, making it a less attractive option for investors. Family rental With a family-friendly neighborhood and decent amenities, this apartment could appeal to families, but the valuation of €340,000 does not align with its fair value of €167,415. The 50.8% gap suggests that the property is overpriced, limiting the potential for a profitable family rental investment. Buy-and-hold Investing in this property as a buy-and-hold strategy appears unwise due to its current price of €340,000, which is significantly higher than the fair value of €167,415. The property’s overpricing, with a gap of 50.8%, diminishes the long-term capital appreciation potential that investors typically seek with this strategy.
Economic Dependence Risk The property is at risk due to its economic stability score of 75, indicating potential vulnerability to economic downturns, while the tenant stability score of 70 suggests moderate risk of vacancy or tenant turnover impacting cash flow.
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