This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 105 m², energy rating C. Located on rua António Sérgio, 97, Cidade da Maia parish, Maia municipality, Porto district. Noteworthy Features: This 12th-floor apartment offers unparalleled 90-degree panoramic views of Maia, enhancing both the natural light and the sense of spaciousness in the living area.
The valuation. The asking price of €340,000 is significantly above fair value at €180,830, showing an overpricing of €159,170, or 46.8%. This discrepancy highlights the property as overpriced in the current market.
Fair value modelled at €167,415 from the area baseline, adjusted for condition and location. Asking €340,000 sits €172,585 (50.8%) above — overpriced versus fair value.
Asking €340,000 versus the rua António Sérgio, 97 area baseline of €147,000 (€1,400/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 77 · Materials 82 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 73/100 (Housing Market 80 · Amenities 65 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua António Sérgio, 97
Area baseline €147,000 + condition +€6,891 + location +€13,524 = modelled fair value of €167,415 (€1,594/m²), a €172,585 (50.8%) gap versus the €340,000 asking price.
Long-term rental The property’s listing price of €340,000 presents a significant gap of 46.8% compared to its fair value of €180,830, indicating it is overpriced. With a gross yield of just 3.4%, long-term rental returns may not adequately justify such a high initial investment. Family rental Although the suburban area typically offers family-friendly neighborhoods, the apartment's listing price of €340,000 far exceeds the fair value of €180,830, marking it as overpriced. The neighborhood score of 73/100 indicates potential, but the high purchase price may deter families seeking value. Buy-and-hold The buy-and-hold strategy is likely to be unfavorable for this property due to its overpriced status at €340,000, significantly above the fair value of €180,830. Even with decent property conditions rated at 79/100, the investment does not present a compelling case for long-term appreciation against its current price point.
Tenant turnover risk With a tenant stability score of 70/100, there's a considerable chance of turnover that could lead to increased vacancy rates and potential loss of income.
