This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 231 m², built in 2000, energy rating D. Located Santa Bárbara parish, Lourinhã municipality, Lisbon district. This property features a cozy fireplace in the living area and an outdoor barbecue space, perfect for entertaining in a tranquil, family-oriented neighborhood.
The valuation. The asking price of €435,000 is significantly above the fair value of €227,609, resulting in an overvaluation of €207,391 (47.7%). This property is overpriced relative to its intrinsic value. Buy-to-flip angle. A buy-to-flip strategy may not be optimal due to the high asking price, which limits potential profit margins on resale. A careful evaluation of renovation costs and market demand is necessary to mitigate risk. Buy-to-let angle. With an estimated rental income of €2,030/month, the gross yield stands at 5.6%. However, the current overvaluation may limit long-term profitability in this mixed neighborhood.
Fair value modelled at €227,609 from the area baseline, adjusted for condition and location. Asking €435,000 sits €207,391 (47.7%) above — overpriced versus fair value.
Asking €435,000 versus the Santa Bárbara, Lourinhã, Lisbon area baseline of €495,726 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 75 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 59/100 (Housing Market 50 · Amenities 60 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Santa Bárbara, Lourinhã, Lisbon
Area baseline €495,726 + condition +€3,609 + location +€7,784 = modelled fair value of €227,609 (€985/m²), a €207,391 (47.7%) gap versus the €435,000 asking price.
Buy-and-hold The property at €435,000 shows a significant gap of 47.7% from its fair value of €227,609, indicating it is not a sound buy-and-hold investment. With a gross yield of 5.6%, the potential returns do not compensate for the inflated purchase price in this semi-rural location. Value-add renovation Investing in this property for value-add renovation is not advisable, as its current listing price surpasses its fair value by nearly 50%. The project's expected returns are diminished by the overpricing and do not justify the renovation costs. Long-term rental The potential for long-term rental at this property may be limited due to its overpriced nature and the lower neighborhood rating of 59/100. While gross yields of 5.6% suggest some rental income potential, this does not offset the evident overvaluation of the property. Not ideal for The property is not suitable for the luxury market due to its condition score of 76/100 and lack of high-end amenities. Additionally, the property does not align with the short-term vacation rental strategy, as the current price does not reflect market demand.
Economic Vulnerability The property faces potential instability due to an economic stability score of 50/100, indicating a weak economic environment that may affect tenant occupancy rates and rental income.
