This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 246 m², built in 1998, energy rating D. Located on rua Combatentes do Ultramar, Loures parish, Loures municipality, Lisbon district. Noteworthy Features: The property includes a completely independent T2 attic conversion, offering additional versatile living space suitable for multigenerational families or rental opportunities, enhancing its investment potential.
The valuation. The asking price of €465,000 is below the fair value of €503,277 by €38,277 (8.2%), suggesting this property is underpriced in the current market. This presents a favorable opportunity for potential investors.
Fair value modelled at €503,277 from the area baseline, adjusted for condition and location. Asking €465,000 sits €38,277 (8.2%) below — the upside to fair value.
Asking €465,000 versus the rua Combatentes do Ultramar area baseline of €487,326 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 69/100 (Condition 70 · Materials 65 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Combatentes do Ultramar
Area baseline €487,326 + condition -€24,984 + location +€40,935 = modelled fair value of €503,277 (€2,046/m²), a €38,277 (8.2%) gap versus the €465,000 asking price.
Long-term rental The property offers a favorable opportunity for long-term rental due to its location in the Greater Lisbon area and a gap of 8.2% below fair value. Despite a yield of 0%, the condition and neighborhood ratings suggest potential for tenant interest and stable occupancy over time. Family rental With 246m² of space and 4 bedrooms, this apartment is well-suited for family rentals, providing ample room for family living, which can appeal to tenants looking for spacious accommodations. Its fair value and relatively good neighborhood rating enhance its attractiveness for families seeking long-term leases. Buy-and-hold Investing in this property as a buy-and-hold strategy could yield positive outcomes, given its current valuation at 8.2% below fair value. Holding the property over the long term allows potential appreciation, particularly in the context of the suburban characteristics of the Greater Lisbon area. Not ideal for luxury market The property’s condition and neighborhood ratings indicate that it may not appeal to the luxury market, thus limiting its potential for high-end investments. This aligns with the objective of targeting mid-range tenants instead. Not ideal for short-term vacation rental Given the suburban features and long-term rental market focus, this property is not well-suited for short-term vacation rentals. The location characteristics and property dynamics suggest a preference for stable, long-term occupancy rather than transient stays. Not ideal for student housing The property's size and configuration may not cater effectively to the student housing market, especially considering its suburban location. Student tenants often seek proximity to urban centers, which this property does not provide.
Tenant turnover risk With both the economic stability and tenant stability scores at 70/100, there is a risk of increased tenant turnover, which may lead to higher vacancy rates and potential loss of rental income.
