This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 107 m², built in 2008, energy rating D. Located on rua Rui de Pina, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. Noteworthy Feature: The apartment includes a spacious storage room, enhancing organizational potential and providing valuable extra space for residents or investors. Viewings: Scheduled for May 28 by appointment.
The valuation. The asking price of €295,000 sits significantly above the fair value of €168,656, an excess of €126,344 (42.8%). This property is clearly overpriced based on its potential market value. Buy-to-flip angle. A buy-and-flip strategy could be challenging here, as the high listing price necessitates a substantial increase in value to achieve a profitable resale. The local market may not support such a price surge. Buy-to-let angle. A buy-to-let strategy would yield an estimated gross income of €836 per month, translating to a modest gross yield of 3.4%. This return is low relative to the high purchase price, indicating limited profitability.
Fair value modelled at €168,656 from the area baseline, adjusted for condition and location. Asking €295,000 sits €126,344 (42.8%) above — overpriced versus fair value.
Asking €295,000 versus the rua Rui de Pina area baseline of €184,040 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 45/100 (Housing Market 40 · Amenities 50 · Economic 50 · Tenant Quality 40). Softer demand indicators apply a discount to baseline. Full location report →
rua Rui de Pina
Area baseline €184,040 + condition -€11,703 + location -€3,681 = modelled fair value of €168,656 (€1,576/m²), a €126,344 (42.8%) gap versus the €295,000 asking price.
Long-term rental The property is overpriced at €295,000, significantly exceeding its fair value of €168,656, leading to a 42.8% gap that raises concerns for long-term rental viability. With a gross yield of only 3.4% and a neighbourhood score of 45/100, potential returns appear limited in this peripheral location. Family rental Given the property’s high price point relative to its fair value, families may find better options that align with their budgets and preferences in more desirable areas. The moderate demand and lack of vibrant amenities further complicate its appeal as a family rental choice. Buy-and-hold This investment strategy faces challenges due to the property’s overpriced nature, making it less attractive for long-term holding. Despite its sizable layout, the disparity between the asking price and fair value, coupled with a low condition score of 68/100, suggests that appreciation potential may be constrained in this less vibrant neighbourhood.
Economic and Tenant Instability Low scores of 50 for economic stability and 40 for tenant stability indicate a heightened risk of fluctuating income and potential higher vacancy rates, which could negatively impact investment returns.
