This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom house of 100 m², built in 1986, energy rating C. Located Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim parish, Sintra municipality, Lisbon district. Noteworthy Features: This property includes high-quality finishes such as double tilt-and-turn windows, adding energy efficiency and aesthetic appeal to the modern interior.
The valuation. The asking price of €399,900 sits significantly above the fair value of €235,364, creating an overpricing gap of €164,536, or 41.1%. This suggests a limited opportunity for potential growth or value recovery.
Fair value modelled at €235,364 from the area baseline, adjusted for condition and location. Asking €399,900 sits €164,536 (41.1%) above — overpriced versus fair value.
Asking €399,900 versus the Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon area baseline of €214,600 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 70 · Amenities 65 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon
Area baseline €214,600 + condition +€5,313 + location +€15,451 = modelled fair value of €235,364 (€2,354/m²), a €164,536 (41.1%) gap versus the €399,900 asking price.
Long-term rental The current pricing of €399,900 for the property significantly exceeds its fair value of €235,364, making it a poor long-term rental investment opportunity. With a gross yield of only 3.2%, the potential return does not justify the inflated purchase price compared to market expectations. Family rental At €399,900, this property is overpriced relative to its fair value, which undermines its attractiveness for family rentals. Despite decent amenities and access to Lisbon's infrastructure, the high cost limits potential tenant demand and rental income viability. Buy-and-hold Investing in this property at €399,900 may hinder long-term appreciation given its substantial gap from the fair value of €235,364. The combination of a low yield of 3.2% and prevailing overpricing raises concerns about sustained capital growth in the market.
Economic and Tenant Instability The economic stability score of 70/100 indicates moderate underlying market conditions, while the tenant stability score of 65/100 suggests a higher risk of tenant turnover, potentially affecting rental income stability.
