This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 152 m², built in 2003, energy rating B. Located on rua Mato da Mina, 33, Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim parish, Sintra municipality, Lisbon district. This apartment offers unique panoramic elevator access and breathtaking views of the pool and gardens, enhancing both convenience and aesthetic appeal in a secure community.
The valuation. The asking price of €625,000 is significantly higher than the fair value of €362,497, exceeding it by €262,503 or 42.0%. This indicates that the property is overpriced in the current market. Buy-to-flip angle. A potential resale strategy could capitalize on the property’s high-quality fixtures and desirable location, aiming for a targeted resale after minor cosmetic updates to attract buyers. This could potentially yield a profit upon completion. Buy-to-let angle. With an estimated gross yield of 3.2%, the property can generate approximately €1,667 per month, making it a feasible long-term rental investment in a stable suburban market close to Lisbon.
Fair value modelled at €362,497 from the area baseline, adjusted for condition and location. Asking €625,000 sits €262,503 (42.0%) above — overpriced versus fair value.
Asking €625,000 versus the rua Mato da Mina, 33 area baseline of €326,192 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 76 · Materials 80 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 72/100 (Housing Market 70 · Amenities 70 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Mato da Mina, 33
Area baseline €326,192 + condition +€7,600 + location +€28,705 = modelled fair value of €362,497 (€2,385/m²), a €262,503 (42.0%) gap versus the €625,000 asking price.
Long-term rental The property is sold at a premium price of €625,000, which is 42.0% above its fair value of €362,497, indicating it lacks a compelling investment case. With a gross yield of 3.2% and an average condition score of 78/100, the property is not positioned favorably for sustainable long-term rental income. Family rental Given its current valuation at €625,000, this apartment is overpriced by 42.0% compared to its fair value of €362,497, making it a less attractive option for family rentals. The neighborhood's amenities are average, rated at 72/100, which could affect its appeal to families seeking affordable yet quality housing. Buy-and-hold This property’s listing price of €625,000, significantly above its fair value of €362,497, suggests it does not present a strong buy-and-hold opportunity despite the stable housing market in Greater Lisbon. The gross yield of only 3.2% further implies that long-term appreciation may not justify the current overvaluation. Not ideal for The property is unsuitable for short-term rental due to its overpriced status and lower yield, combined with the lack of appealing amenities for transient guests. It is also not recommended for the luxury market or student housing, as its valuation fails to align with those market expectations.
Moderate Economic Fluctuation Risk The economic stability score of 75 indicates a potential for moderate fluctuations in local economic conditions, which could impact tenant demand and rental income, especially if unemployment rates rise above the current trend.
