This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 110 m², energy rating C. Located on praceta José Maria da Silva, 3, Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. This apartment features two balconies, including a sunroom overlooking a tranquil area, enhancing the living space with natural light and outdoor connectivity.
The valuation. The asking price of €315,000 sits €33,471 (10.6%) above the fair value of €281,529, indicating a property that is overpriced in the current market context.
Fair value modelled at €281,529 from the area baseline, adjusted for condition and location. Asking €315,000 sits €33,471 (10.6%) above — overpriced versus fair value.
Asking €315,000 versus the praceta José Maria da Silva, 3 area baseline of €291,060 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 65 · Materials 70 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 52/100 (Housing Market 50 · Amenities 60 · Economic 40 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
praceta José Maria da Silva, 3
Area baseline €291,060 + condition -€11,859 + location +€2,328 = modelled fair value of €281,529 (€2,559/m²), a €33,471 (10.6%) gap versus the €315,000 asking price.
Long-term rental The property is overpriced at €315,000 compared to its fair value of €281,529, translating to a gap of 10.6%. With a gross yield of 3.9% and a neighborhood score of 52/100, the potential for attractive long-term rental returns is limited given the prevailing market conditions. Value-add renovation Investing in value-add renovations may enhance the property’s appeal; however, the current price still reflects an overvaluation at €315,000. The property’s condition rated at 68/100 suggests room for improvement, but the expected ROI must consider the initial overpricing against its fair value of €281,529.
Economic Fluctuation Risk The economic stability score of 40/100 indicates a high risk of economic downturns which could affect tenant retention and property value.
