This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 116 m², built in 1998, energy rating C. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The apartment includes a 13m² storage room, enhancing utility, and features a spacious entrance hall that creates an inviting atmosphere upon entry.
The valuation. The asking price of €315,000 is considerably above the fair value of €240,589, resulting in an overvaluation of €74,411 or 23.6%. This property should be approached with caution due to its overpriced status.
Fair value modelled at €394,779 from the area baseline, adjusted for condition and location. Asking €315,000 sits €79,779 (25.3%) below — the upside to fair value.
Asking €315,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €398,344 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 65 · Materials 70 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 58/100 (Housing Market 50 · Amenities 55 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €398,344 + condition -€16,313 + location +€12,747 = modelled fair value of €394,779 (€3,403/m²), a €79,779 (25.3%) gap versus the €315,000 asking price.
Long-term rental The current listing price of €315,000 implies a gross yield of only 3.5%, which is not attractive in the peripheral area of Santa Maria, given the moderate access to amenities and employment. Additionally, the property's condition rating of 66/100 suggests that significant upgrades might be needed to make it appealing to potential tenants, further complicating its financial viability. Buy-and-hold Investing in this property at the asking price entails a substantial gap of 23.6% compared to its fair value of €240,589, indicating it is not likely to appreciate significantly in the near term based on current market conditions. With a neighbourhood rating of only 58/100, the potential for long-term growth in this area appears limited, making it a risky buy-and-hold investment. Family rental The high listing price limits the potential for family rental appeal, especially as the property is overpriced relative to fair value and located in a neighbourhood with mixed characteristics. The 3.5% gross yield further suggests that the ongoing costs of maintenance and local amenities may outweigh the benefits for family tenants seeking long-term residences in a more desirable area.
Economic exposure The economic stability score of 55/100 indicates a heightened risk of economic downturns that could adversely affect rental income stability.
