This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 105 m² on the 2nd floor, energy rating D. Located Gâmbia-Pontes-Alto da Guerra parish, Setúbal municipality, Setúbal district. Noteworthy Features: A blend of modern updates and traditional elements enhances its charm, while newly installed double-glazing windows improve thermal and acoustic comfort throughout the apartment.
The valuation. The asking price of €275,000 sits €110,054 above the fair value of €164,946, marking the property as overpriced by 40.0%. This discrepancy highlights the need for price negotiation to align with market conditions.
Fair value modelled at €164,946 from the area baseline, adjusted for condition and location. Asking €275,000 sits €110,054 (40.0%) above — overpriced versus fair value.
Asking €275,000 versus the Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal area baseline of €166,740 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 70 · Materials 75 · Room dimensions 76). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 51/100 (Housing Market 50 · Amenities 50 · Economic 50 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal
Area baseline €166,740 + condition -€2,461 + location +€667 = modelled fair value of €164,946 (€1,571/m²), a €110,054 (40.0%) gap versus the €275,000 asking price.
Long-term rental The apartment's listing price of €275,000 is significantly above its fair value of €164,946, indicating that it is overpriced by 40.0%. With a gross yield of 0% and a neighborhood rating of 51/100, this property is likely to attract limited interest from long-term tenants, reducing the investment's potential return. Family rental While the property is positioned in a suburban area with typical safety advantages, its high listing price of €275,000 compared to a fair value of €164,946 suggests it is overpriced by 40.0%. The average neighborhood rating of 51/100 and a low gross yield of 0% further complicates its appeal for family rentals, limiting potential tenant demand. Buy-and-hold Despite its decent condition score of 74/100, the apartment's price of €275,000 is not justifiable against its fair value of €164,946, marking it as overpriced by 40.0%. As a buy-and-hold investment, the lack of yield (0%) and mixed neighborhood rating (51/100) indicate a suboptimal long-term financial performance, making it a less attractive option for investors looking to hold for appreciation.
Economic Dependency Risk: With an economic stability score of 50/100, there is a significant risk that local economic downturns could negatively impact tenant retention and rent payments.
