This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 110 m² on the 1st floor, built in 1988, energy rating C. Located on rua José Manuel Cerqueira Afonso dos Santos, Sacavém e Prior Velho parish, Loures municipality, Lisbon district. This apartment features a well-equipped kitchen with high-quality materials and an abundance of natural light that enhances the spacious living areas, perfect for creating a cozy atmosphere.
The valuation. The asking price of €450,000 sits significantly above the fair value of €243,936, creating a discrepancy of €206,064 (45.8%). This property is indisputably overpriced.
Fair value modelled at €243,936 from the area baseline, adjusted for condition and location. Asking €450,000 sits €206,064 (45.8%) above — overpriced versus fair value.
Asking €450,000 versus the rua José Manuel Cerqueira Afonso dos Santos area baseline of €236,060 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 64/100 (Condition 65 · Materials 70 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 78/100 (Housing Market 85 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua José Manuel Cerqueira Afonso dos Santos
Area baseline €236,060 + condition -€18,562 + location +€26,439 = modelled fair value of €243,936 (€2,218/m²), a €206,064 (45.8%) gap versus the €450,000 asking price.
Long-term rental The property's current listing price of €450,000 is significantly above its fair value of €243,936, indicating that it is overpriced for long-term rental purposes. With a gross yield of only 3.5%, the potential return does not justify the steep investment relative to comparable options in the market. Family rental As a family rental property, the apartment's fair value of €243,936 suggests that the €450,000 asking price is excessive. Given the decent condition rating of 64/100 and neighborhood score of 78/100, the investment may look attractive, but ultimately the pricing renders it overpriced. Buy-and-hold Holding the property for long-term appreciation at the current price of €450,000 poses a risk due to its significant overvaluation compared to the fair value of €243,936. The area does offer good amenities and a quality neighborhood, but the immediate returns do not align with the elevated investment cost. Not ideal for short-term vacation rental The economic circumstances and neighborhood ratings indicate limited potential for short-term vacation rentals, further complicated by the property’s excessive price. Thus, even with some amenities nearby, the financials do not favor this rental strategy. Not ideal for student housing The property’s listing price and the lack of proximity to key educational institutions indicate it is overpriced for the student housing market as well. Therefore, the current valuation does not align with the needs and expectations of student renters.
[Tenant turnover risk] With a tenant stability score of 70/100, there is a potential for higher tenant turnover, which could result in increased vacancy rates and associated costs.
