This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 3-bathroom house of 133 m², built in 2020, energy rating B. Located Fernão Ferro parish, Seixal municipality, Setúbal district. This property features a large attic providing versatile use options, and as a corner house, it ensures excellent sunlight exposure and two spacious balconies for outdoor relaxation.
The valuation. The asking price of €400,000 exceeds the fair value of €231,023 by €168,977, representing a 42.2% overvaluation. This indicates the property is not a financially sound investment based on current market assessments.
Fair value modelled at €231,023 from the area baseline, adjusted for condition and location. Asking €400,000 sits €168,977 (42.2%) above — overpriced versus fair value.
Asking €400,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €211,204 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 74 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 71/100 (Housing Market 70 · Amenities 65 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €211,204 + condition +€2,078 + location +€17,741 = modelled fair value of €231,023 (€1,737/m²), a €168,977 (42.2%) gap versus the €400,000 asking price.
Family rental The property in Fernão Ferro is overpriced at €400,000, given its fair value of only €231,023, which indicates a significant disconnect of 42.2%. While the property has a reasonable condition score of 76/100, the high price point likely limits its appeal to families seeking long-term rental options in suburban areas with typical residential character. Long-term rental At a gross yield of 2.8%, this property presents an uncompetitive investment for long-term rental in the market, especially considering its fair value discrepancy. The proximity to Lisbon may enhance rental appeal; however, the elevated price suggests limited potential for healthy returns. Buy-and-hold Investing in this property as a buy-and-hold strategy is questionable due to its substantial overpricing of 42.2% compared to fair value. Although the location offers potential for tenant stability, the current price undermines any long-term profit objectives. Not ideal for short-term rental Given the property's current valuation and proximity to residential areas, it would be a poor fit for the short-term rental market. The relatively low yield further indicates a lack of viability in capturing transient tenants effectively. Not ideal for luxury market The house does not align with luxury market standards, particularly as it is grossly overpriced at €400,000 compared to its fair value. The neighborhood's residential character does not support high-end amenities, which are typical in luxury properties. Not ideal for student housing The property is not suitable for student housing, as its price clearly exceeds typical student budgets and demand within the area. Additionally, simply residing in a suburban setting may not appeal to students requiring quick access to universities.
Economic and Tenant Stability Risk The scores of 75/100 for both economic stability and tenant stability suggest a moderate level of risk, indicating potential vulnerabilities in the property’s market performance and tenant retention.
