This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 140 m², built in 1994, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Unique Feature: The property boasts an automated irrigation system for the garden, ensuring vibrant greenery with minimal maintenance effort.
The valuation. The asking price of €780,000 is significantly above the fair value of €556,609, resulting in an overpricing of €223,391 (28.6%). This valuation indicates that the property is not a viable investment at the current asking price. Buy-to-flip angle. A buy-to-flip strategy may be challenging due to the property’s overpriced status; however, renovation and strategic marketing could potentially yield a profit if bought significantly below the asking price. Buy-to-let angle. With an estimated gross yield of 2.9% (€1,885/month), the rental income strategy can be viable in the seasonal Algarve market, although the current asking price limits profitability.
Fair value modelled at €556,609 from the area baseline, adjusted for condition and location. Asking €780,000 sits €223,391 (28.6%) above — overpriced versus fair value.
Asking €780,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €432,320 (€3,088/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 71 · Materials 82 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 75 · Amenities 80 · Economic 70 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €432,320 + condition +€656 + location +€52,372 = modelled fair value of €556,609 (€3,976/m²), a €223,391 (28.6%) gap versus the €780,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 82c74a | Subject | €780,000 | €5,571 | — | 71 | 76 |
| rua Cristóvão Pires Norte | Active | €1,995,000 | €7,308 | 31.2% | 82 | 73 |
| Santa Bárbara de Nexe · 956997 | Active | €850,000 | €2,243 | 59.7% | 70 | 70 |
| Almancil · 25f6a2 | Active | €985,000 | €4,782 | 14.2% | 76 | 62 |
| Loulé (São Clemente) · 4202ae | Active | €985,000 | €4,624 | 17.0% | 70 | 64 |
| Median comp | €985,000 | €4,703 | 15.6% | 73 | 67 |
Short-term vacation rental This property is overpriced with a listing price of €780,000 compared to its fair value of €556,609, creating a 28.6% gap that undermines attractive investment returns. With a gross yield of only 2.9%, this house does not meet the ideal financial metrics for short-term rental performance in a region heavily influenced by seasonal tourist demand. Buy-and-hold Investing in this property for a buy-and-hold strategy is questionable, as its fair value indicates significant inflation in listing price at €780,000, representing a 28.6% premium over market value. The yield of 2.9% is insufficient to justify such an investment, especially given the property's condition score of 75/100 and the economic volatility driven by seasonal employment in the area. Family rental As a family rental investment, this property is also overpriced with a valuation gap of 28.6%, making its listing price of €780,000 unappealing for long-term tenant occupancy. The modest yield of 2.9% fails to compensate for the financial outlay, especially considering the fluctuations in tenant demand linked to the tourism-driven economy of Loulé.
Economic Vulnerability The economic stability score of 70 indicates a moderate risk due to potential fluctuations in the local economy that could impact rental income.
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