This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom house of 141 m², built in 2022, energy rating B. Located Fernão Ferro parish, Seixal municipality, Setúbal district. This property features an open-plan kitchen with high-quality appliances and a seamless transition to the outdoor space, ideal for entertaining and family gatherings.
The valuation. The asking price of €415,900 is significantly above its fair value of €254,833, resulting in an overpricing of €161,067 or 38.7%. Therefore, this property cannot be classified as a reasonable investment.
Fair value modelled at €254,833 from the area baseline, adjusted for condition and location. Asking €415,900 sits €161,067 (38.7%) above — overpriced versus fair value.
Asking €415,900 versus the Fernão Ferro, Seixal, Setúbal area baseline of €223,908 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 76 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 71/100 (Housing Market 70 · Amenities 65 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €223,908 + condition +€12,117 + location +€18,808 = modelled fair value of €254,833 (€1,807/m²), a €161,067 (38.7%) gap versus the €415,900 asking price.
Long-term rental This property's listing price of €415,900 presents a significant gap of 38.7% above the fair value of €254,833, indicating that the investment may not yield the desired returns. Additionally, while the gross yield is 5.3%, the high acquisition cost diminishes the potential profitability of a long-term rental strategy. Family rental Although the neighborhood demonstrates a modest living condition score of 71/100, the property's valuation at €415,900 suggests that it is overpriced against a fair value of €254,833. This price point may limit the appeal to families seeking affordable rental options in a suburban setting. Buy-and-hold Investing in this property as a buy-and-hold strategy is challenging, given its listing price of €415,900, which is 38.7% above the fair value of €254,833. The current price and yield evaluation signal potential long-term depreciation rather than growth in a competitive market context.
Economic and Tenant Stability Risk The property exhibits a moderate economic stability score of 75 and a tenant stability score of 75, indicating potential vulnerabilities in maintaining consistent income levels amidst economic fluctuations.
