This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 175 m², built in 1985. Located on rua Professor Urbano de Moura S / N, Santa Marinha e São Pedro da Afurada parish, Vila Nova de Gaia municipality, Porto district. This property features a fantastic large terrace, perfect for outdoor entertaining and relaxation, complemented by its three-front design ensuring abundant natural light throughout the day.
The valuation. The asking price of €395,000 sits below the fair value of €490,963, representing a potential discount of €95,963 or 24.3%. Verdict: underpriced.
Fair value modelled at €490,963 from the area baseline, adjusted for condition and location. Asking €395,000 sits €95,963 (24.3%) below — the upside to fair value.
Asking €395,000 versus the rua Professor Urbano de Moura S / N area baseline of €433,825 (€2,479/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 80 · Materials 85 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 73/100 (Housing Market 80 · Amenities 70 · Economic 75 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Professor Urbano de Moura S / N
Area baseline €433,825 + condition +€17,227 + location +€39,912 = modelled fair value of €490,963 (€2,806/m²), a €95,963 (24.3%) gap versus the €395,000 asking price.
Long-term rental The property in Santa Marinha e São Pedro da Afurada presents a compelling long-term rental opportunity given its gross yield of 3.5% and a fair value considerably above the listing price, indicating the potential for appreciation. With stable demand for family rentals in the area and decent transport links to Porto, this investment appears advantageous. Family rental Positioned within a stable suburban environment, this 3-bedroom apartment caters well to the family rental market, where demand remains robust. Its fair value of €490,963 suggests that the property is not just appealing; it is strategically positioned for family-oriented tenants seeking access to Porto with decent amenities available nearby. Buy-and-hold As an investment for a buy-and-hold strategy, the substantial gap between the listing price and the fair value—24.3%—indicates significant capital growth potential over time. Coupled with its good condition rating and the area's stable housing market, this asset is well suited for long-term appreciation in value.
[Tenant turnover risk] With a tenant stability score of 65/100, there is a significant risk of high tenant turnover, potentially leading to increased vacancy rates and costs for the property owner.
