This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom house of 72 m², built in 1951, energy rating B. Located on rua de Santa Margarida, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The house boasts a versatile upper level space perfect for a personal office or additional bedroom, enhancing both functionality and value in a tranquil setting.
The valuation. The asking price of €270,000 is significantly higher than the fair value of €162,609, resulting in an overpriced verdict by €107,391 (39.8%). This suggests that buyers should proceed with caution. Buy-to-flip angle. An effective resale strategy could involve minor renovations to enhance appeal, targeting a quick turnaround at an estimated price that reflects a competitive market. Buy-to-let angle. With a gross yield of 3.3% and an estimated rental income of €742/month, the property could attract long-term tenants, although it's important to consider the rural location's impact on demand.
Fair value modelled at €256,829 from the area baseline, adjusted for condition and location. Asking €270,000 sits €13,171 (4.9%) above — overpriced versus fair value.
Asking €270,000 versus the rua de Santa Margarida area baseline of €247,248 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 82 · Materials 78 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 54/100 (Housing Market 55 · Amenities 50 · Economic 45 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua de Santa Margarida
Area baseline €247,248 + condition +€5,625 + location +€3,956 = modelled fair value of €256,829 (€3,567/m²), a €13,171 (4.9%) gap versus the €270,000 asking price.
Short-term vacation rental The property's gross yield of 3.3% indicates a lower return potential for short-term vacation rentals in an area that is rural and slightly isolated. Additionally, with a fair value that is 39.8% lower than the listing price, the investment's current pricing does not justify the risk and marketing costs associated with seasonal renting. Family rental While the property’s moderate condition rating of 80/100 suggests it could be habitable, the high listing price limits appeal to families seeking long-term rentals, as it exceeds the fair value by 39.8%. With basic services available but requiring travel for more comprehensive amenities, the property is likely to deter potential tenants looking for convenience. Value-add renovation Investing in value-add renovation strategies may not be prudent for this property, as the significant gap of 39.8% between listing price and fair value signals the property’s pricing is not optimal for renovation enhancements. Moreover, with a neighborhood rating of 54/100, existing challenges may complicate the potential for achieving a profitable return after renovations. Not ideal for: Given the area’s characteristics, the property is not suited for student housing due to its rural location, nor for the luxury market considering its condition and pricing. Additionally, long-term rental prospects are limited because the property’s perceived value does not align with the expectations of quality tenants in this market.
Economic Vulnerability The economic stability score of 45/100 indicates a heightened risk of downturns, potentially affecting rental income and overall investment returns.
