This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 95 m². Located Santo Antão e São Julião do Tojal parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment includes a spacious 18.6 m² storage room and a prime second-floor location that enhances natural light and unobstructed views of the Loures floodplain.
The valuation. The asking price of €375,000 is significantly above the fair value of €218,100, indicating it is overpriced by €156,900 (41.8%). This raises concerns for potential investors regarding favorable acquisition terms.
Fair value modelled at €218,100 from the area baseline, adjusted for condition and location. Asking €375,000 sits €156,900 (41.8%) above — overpriced versus fair value.
Asking €375,000 versus the Santo Antão e São Julião do Tojal, Loures, Lisbon area baseline of €203,870 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 70 · Materials 75 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 72/100 (Housing Market 75 · Amenities 70 · Economic 75 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Santo Antão e São Julião do Tojal, Loures, Lisbon
Area baseline €203,870 + condition -€3,711 + location +€17,941 = modelled fair value of €218,100 (€2,296/m²), a €156,900 (41.8%) gap versus the €375,000 asking price.
Long-term rental While the apartment may generate a gross yield of 3.8%, its current listing price of €375,000 significantly exceeds the fair value of €218,100, making it a costly investment for long-term rental purposes. Investors should exercise caution as the 41.8% gap suggests potential for lower returns compared to traditional metrics. Family rental This property, despite its 95m² size and suburban location, is overpriced at €375,000 when fair market assessments indicate a valuation of €218,100. The local tenant quality and amenities may be appealing to families, but the inflated price is not aligned with revenue-generating prospects. Buy-and-hold Acquiring this 2-bed apartment as a buy-and-hold strategy is not advisable given its current listing status as overpriced at €375,000 in contrast to the fair value of €218,100. Any appreciation in property value may be undermined by the significant 41.8% discrepancy from market norms, limiting long-term financial benefits.
[Economic Vulnerability] With an economic stability score of 75/100 and a tenant stability score of 65/100, there is a heightened risk of fluctuating rental income due to potential economic downturns affecting tenant retention and payment reliability.
