This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 120 m², energy rating A+. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Noteworthy Features: This apartment includes a fully equipped kitchen with modern appliances and a spacious living area designed for optimal natural light, highlighted by large windows that enhance its welcoming atmosphere.
The valuation. The asking price of €423,000 indicates a significant markup of €195,134 (46.1%) over the fair value of €227,866. This property is overpriced compared to similar offerings in the area.
Fair value modelled at €227,866 from the area baseline, adjusted for condition and location. Asking €423,000 sits €195,134 (46.1%) above — overpriced versus fair value.
Asking €423,000 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €206,400 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 85 · Amenities 80 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Baixa da Banheira e Vale da Amoreira, Moita, Setúbal
Area baseline €206,400 + condition +€0 + location +€21,466 = modelled fair value of €227,866 (€1,899/m²), a €195,134 (46.1%) gap versus the €423,000 asking price.
Long-term rental The 4-bed apartment in Baixa da Banheira e Vale da Amoreira is overpriced at €423,000, significantly exceeding its fair value of €227,866 by 46.1%. With a gross yield of 3.3%, this investment strategy may not provide adequate returns given the current market positioning. Family rental While the apartment is located in a suburban area with access to Lisbon's job market, the high pricing renders it less appealing for family rental purposes. The property’s condition rated at 75/100 and moderate neighborhood score of 76/100 do not justify the current asking price of €423,000. Buy-and-hold Investing in this property as a buy-and-hold strategy is less advantageous due to its overvaluation at €423,000 compared to its fair value of €227,866. The long-term appreciation potential is diminished by the excessive initial investment required, yielding a gross return of only 3.3%.
Economic Vulnerability The property is at risk due to a relatively high economic stability score of 75/100, suggesting potential economic fluctuations that could impact tenant retention and demand. Tenant Vulnerability With a tenant stability score of 70/100, there is a notable risk of tenant turnover, potentially leading to increased vacancy rates and reduced rental income.
