This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 110 m², built in 2009, energy rating C. Located on rua Emiliano da Costa, 9, Loulé (São Clemente) parish, Loulé municipality, Faro district. Note: The apartment features a well-designed balcony ideal for leisure and has excellent solar exposure, enhancing the overall comfort and ambiance of the living space.
The valuation. The asking price of €380,000 is significantly below the fair value of €546,924, presenting a discount of €166,924 (43.9%). This property is therefore considered underpriced.
Fair value modelled at €408,818 from the area baseline, adjusted for condition and location. Asking €380,000 sits €28,818 (7.6%) below — the upside to fair value.
Asking €380,000 versus the rua Emiliano da Costa, 9 area baseline of €395,670 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 72/100 (Condition 69 · Materials 75 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 62/100 (Housing Market 78 · Amenities 65 · Economic 55 · Tenant Quality 56). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Emiliano da Costa, 9
Area baseline €395,670 + condition -€5,844 + location +€18,992 = modelled fair value of €408,818 (€3,717/m²), a €28,818 (7.6%) gap versus the €380,000 asking price.
Short-term vacation rental The property in Loulé, listed at €380,000, is currently underpriced compared to the fair value of €546,924, offering a significant opportunity for generating rental income in a tourism-driven market. Given its gross yield of 4.6%, this investment is well-positioned to capitalize on seasonal fluctuations in vacation rentals. Buy-and-hold With a gap of 43.9% between the listing price and fair value, this apartment represents a strategic buy-and-hold opportunity in the increasingly popular Algarve region. Investors can benefit from property appreciation while enjoying steady demand due to the area's low crime rate and favorable amenities. Value-add renovation Considering the apartment's condition rating of 72/100 and the substantial gap to fair value, there is potential for value-add renovations to enhance its appeal and rental income. Such improvements could significantly increase the asset's worth, aligning it more closely with the fair value assessment of €546,924. Not ideal for student housing, luxury market, long-term rental The property is likely not suitable for student housing or luxury rental markets due to its neighborhood rating of 62/100 and location's characteristics. Additionally, the long-term rental potential may be limited given the area's primary focus on tourism and seasonal occupancy.
Economic and Tenant Instability The property faces a risk of fluctuating occupancy rates and rental income due to its economic stability score of 55 and tenant stability score of 56, indicating potential volatility.
