This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 110 m², built in 2009, energy rating C. Located on rua Emiliano da Costa, 9, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: Located on the top floor, this apartment benefits from enhanced privacy and a serene atmosphere, complemented by three front exposures for optimal natural light throughout the day.
The valuation. The asking price of €380,000 is positioned below the fair value of €408,818, presenting a discount of €28,818 (7.6%). The property is underpriced, offering potential for immediate investment gain.
Fair value modelled at €408,818 from the area baseline, adjusted for condition and location. Asking €380,000 sits €28,818 (7.6%) below — the upside to fair value.
Asking €380,000 versus the rua Emiliano da Costa, 9 area baseline of €339,680 (€3,088/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 72/100 (Condition 69 · Materials 75 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 62/100 (Housing Market 78 · Amenities 65 · Economic 55 · Tenant Quality 56). Strong amenities and housing-market momentum support a premium to baseline.
rua Emiliano da Costa, 9
Area baseline €339,680 + condition -€5,844 + location +€18,992 = modelled fair value of €408,818 (€3,717/m²), a €28,818 (7.6%) gap versus the €380,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Emiliano da Costa, 9 | Subject | €380,000 | €3,455 | — | 69 | 62 |
| rua Alberto Iria, 2 | Active | €421,000 | €2,567 | 25.7% | 70 | 65 |
| Loulé (São Clemente) · ba5796 | Active | €421,000 | €2,567 | 25.7% | — | 65 |
| Loulé (São Clemente) · 1e64c8 | Active | €421,000 | €2,379 | 31.1% | 75 | 60 |
| Loulé (São Clemente) · 82c803 | Active | €450,000 | €3,879 | 12.3% | 72 | 60 |
| Median comp | €421,000 | €2,567 | 25.7% | 72 | 63 |
Short-term vacation rental This 3-bed apartment in Loulé offers a strong gross yield of 4.6%, making it an attractive option for short-term vacation rentals in the tourism-driven Algarve market. With a fair value 7.6% above the listing price, investors can leverage this pricing gap to enhance cash flow potential. Buy-and-hold The property is strategically priced at €380,000, allowing for long-term appreciation, especially given that the fair value suggests a favorable market position. Given the low crime rates and decent neighborhood amenities, holding this asset will likely yield positive returns over time. Value-add renovation With a condition score of 72/100, there is potential to enhance the property's value through targeted renovations, justifying investments to increase its appeal. This strategy is further supported by the gap between the listing and fair value, enabling investors to capitalize on improvements while still being underpriced at entry. Not ideal for: Due to the property’s profile and neighborhood characteristics, it is unsuitable for student housing, luxury markets, and long-term rentals, focusing instead on its strengths in short-term rentals.
Economic and Tenant Instability The combination of an economic stability score of 55 and a tenant stability score of 56 suggests potential difficulties in maintaining consistent rental income and property value.
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