This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 4-bathroom house of 276 m², built in 1998, energy rating D. Located on rua Salgueiro Maia, 3, Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy features: This property boasts a sizeable 638m² plot, offering potential for extensive landscaping and outdoor development, and includes multiple porches enhancing outdoor leisure options.
The valuation. The asking price of €550,000 sits €22,232 (4.0%) above the fair value of €527,768, indicating the property is overpriced. This discrepancy suggests reconsideration of investment potential based on valuation metrics.
Fair value modelled at €527,768 from the area baseline, adjusted for condition and location. Asking €550,000 sits €22,232 (4.0%) above — overpriced versus fair value.
Asking €550,000 versus the rua Salgueiro Maia, 3 area baseline of €592,296 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 49/100 (Condition 45 · Materials 50 · Room dimensions 55). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 71/100 (Housing Market 76 · Amenities 75 · Economic 80 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Salgueiro Maia, 3
Area baseline €592,296 + condition -€114,281 + location +€49,753 = modelled fair value of €527,768 (€1,912/m²), a €22,232 (4.0%) gap versus the €550,000 asking price.
Long-term rental The property shows a minimal gap of 4.0% between the listing price of €550,000 and the fair value of €527,768, indicating it is overpriced. Additionally, with a gross yield of 0% and a moderate neighbourhood score of 71/100, it is unlikely to meet the financial expectations of investors seeking stable long-term returns. Buy-and-hold While the Santa Iria de Azóia location offers transit options to Lisbon and some amenity accessibility, the overall property condition rated at 49/100 suggests significant maintenance will be required. Given the overpriced listing and the lack of yield, the buy-and-hold strategy lacks compelling justification in this case. Family rental The property's proximity to Lisbon offers potential for family rental appeal, yet its overpriced status and poor condition indicate significant investment risks. Furthermore, the local neighbourhood's amenities scoring 71/100 may not sufficiently attract families given the current cost and property quality.
Tenant turnover risk The tenant stability score of 60/100 indicates a potential for higher turnover, which could lead to increased vacancy rates and associated costs in managing the property.
