This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 160 m², built in 2014, energy rating C. Located on rua da Esperança, 20, Campelos e Outeiro da Cabeça parish, Torres Vedras municipality, Lisbon district. This property features three balconies that enhance the living experience by providing additional outdoor spaces for relaxation and entertaining.
The valuation. The asking price of €430,000 exceeds the fair value of €361,474 by €68,526, or 15.9%. This property is considered overpriced in the current market.
Fair value modelled at €361,474 from the area baseline, adjusted for condition and location. Asking €430,000 sits €68,526 (15.9%) above — overpriced versus fair value.
Asking €430,000 versus the rua da Esperança, 20 area baseline of €343,360 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 57/100 (Housing Market 60 · Amenities 50 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua da Esperança, 20
Area baseline €343,360 + condition +€8,500 + location +€9,614 = modelled fair value of €361,474 (€2,259/m²), a €68,526 (15.9%) gap versus the €430,000 asking price.
Long-term rental The property is priced at €430,000, which exceeds the fair value of €361,474 by 15.9%, indicating it is overpriced and may struggle to generate sufficient rental yields. With a gross yield of only 2.5% and a neighbourhood rating of 57/100, the potential for steady long-term returns appears limited. Family rental Given its high asking price and relatively low fair value, this property is overpriced, which could deter potential family renters. The combination of a moderate condition score of 78/100 and the neighborhood's demand may lead to challenges in securing tenant interest at this price point. Buy-and-hold The current listing at €430,000 presents as overpriced compared to its fair value, making it less attractive from a buy-and-hold investment perspective. Furthermore, with a gross yield of 2.5% and a neighborhood quality index of 57/100, the prospects for significant appreciation or rental income are modest. Not ideal for: Short-term vacation rental, Luxury market, Student housing.
Economic and Tenant Instability Risk The combined scores of 60/100 in both economic stability and tenant stability indicate a potential risk of fluctuating rental income and high tenant turnover due to an unstable market environment.
