This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 116 m², built in 2003, energy rating E. Located on rua Miguel Torga, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. This apartment's south-facing orientation enhances natural light throughout the day, complemented by two balconies providing outdoor relaxation spaces in a central yet tranquil setting.
The valuation. The asking price of €362,000 is significantly above the fair value of €204,674, representing an excess of €157,326 or 43.5%. This property is considered overpriced according to current market analysis.
Fair value modelled at €204,674 from the area baseline, adjusted for condition and location. Asking €362,000 sits €157,326 (43.5%) above — overpriced versus fair value.
Asking €362,000 versus the rua Miguel Torga area baseline of €199,520 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 70 · Materials 76 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 61/100 (Housing Market 50 · Amenities 60 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Miguel Torga
Area baseline €199,520 + condition -€3,625 + location +€8,779 = modelled fair value of €204,674 (€1,764/m²), a €157,326 (43.5%) gap versus the €362,000 asking price.
Long-term rental The property is overpriced at €362,000, while the fair value stands at only €204,674, signaling a 43.5% gap that undermines profitability in a long-term rental strategy. With a gross yield of just 3.4%, investors may find the potential returns insufficient given the elevated acquisition cost and neighborhood rating of 61/100. Buy-and-hold Investing in this 3-bed apartment as a buy-and-hold strategy is not advised due to the significant discrepancy between the market price and fair value. The apartment’s condition of 73/100 and the neighborhood’s score do not justify the high purchase price or provide a compelling rationale for long-term growth. Family rental Although a family rental strategy typically benefits from stable occupant demand, the property’s price point of €362,000 exceeds its fair value by a considerable margin. Combined with a modest yield of 3.4% and the neighborhood’s score, the investment positions itself unfavorably for attracting budget-conscious family renters.
Economic and Tenant Instability With both economic and tenant stability scores at 65/100, there is a heightened risk of fluctuations in rental income and occupancy rates, which could impact overall investment returns negatively.
