This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 80 m², built in 2007, energy rating C. Located on rua da Ermida, Santo Tirso, Couto (Santa Cristina e São Miguel) e Burgães parish, Santo Tirso municipality, Porto district. Noteworthy Features: The apartment includes a cozy balcony that enhances natural light and is located within a 5-minute walk to the center of Santo Tirso, ensuring convenient access to amenities.
The valuation. The asking price of €205,000 sits significantly above the fair value of €132,290, presenting an overpricing gap of €72,710 (35.5%). As such, this property cannot be deemed a viable investment at its current listing. Buy-to-flip angle. A buy-to-flip strategy could involve renovating the apartment to enhance its appeal, but given the current asking price, realizing a profit upon resale is highly unlikely in the short term. Buy-to-let angle. With a gross yield of 0%, the property does not currently support a rental income strategy, making it unattractive as a buy-to-let investment without significant market changes or price adjustments.
Fair value modelled at €132,290 from the area baseline, adjusted for condition and location. Asking €205,000 sits €72,710 (35.5%) above — overpriced versus fair value.
Asking €205,000 versus the rua da Ermida area baseline of €121,360 (€1,517/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 80 · Amenities 70 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua da Ermida
Area baseline €121,360 + condition +€250 + location +€10,680 = modelled fair value of €132,290 (€1,654/m²), a €72,710 (35.5%) gap versus the €205,000 asking price.
Long-term rental The 2-bed apartment in Santo Tirso, currently listed at €205,000, presents a significant gap of 35.5% compared to its fair value of €132,290, indicating that the property is overpriced. The gross yield of 0% further suggests that this investment may not generate any rental income, making it an unattractive option for long-term rental purposes. Buy-and-hold With a listing price of €205,000 against a fair valuation of €132,290, this property is clearly overpriced by 35.5%. The lack of a gross yield and the apartment's average condition and neighborhood ratings suggest that holding this property may not yield the appreciation potential necessary for a successful buy-and-hold strategy. Family rental At €205,000, the 2-bed apartment exceeds its fair value by 35.5%, which indicates a significant overpricing situation. Additionally, with a gross yield of 0% and moderate neighborhood ratings, the property may not appeal to families looking for a quality and affordable rental option.
Economic Vulnerability Due to a relatively average economic stability score of 65/100, there is a potential risk of economic downturn impacting property values and rental demand.
