This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom duplex of 114 m², energy rating C. Located on rua Luís de Stau Monteiro S / N, São Gonçalo de Lagos parish, Lagos municipality, Faro district. Noteworthy features: This duplex includes a large, covered dining terrace with a removable shade sail for year-round use and a private rooftop terrace offering panoramic sea views.
The valuation. The asking price of €580,000 is significantly above the fair value of €436,116, reflecting an overpricing of €143,884 (24.8%). This indicates a property that may not yield favorable returns for investors without significant value adjustments.
Fair value modelled at €436,116 from the area baseline, adjusted for condition and location. Asking €580,000 sits €143,884 (24.8%) above — overpriced versus fair value.
Asking €580,000 versus the rua Luís de Stau Monteiro S / N area baseline of €398,088 (€3,492/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 72 · Materials 78 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 80 · Economic 60 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua Luís de Stau Monteiro S / N
Area baseline €398,088 + condition -€1,781 + location +€39,809 = modelled fair value of €436,116 (€3,826/m²), a €143,884 (24.8%) gap versus the €580,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Luís de Stau Monteiro S / N | Subject | €580,000 | €5,088 | — | 72 | 75 |
| urbanização Marina Park | Active | €550,000 | €4,783 | 6.0% | 71 | 72 |
| rua da Galé, 23C | Active | €410,000 | €3,796 | 25.4% | 72 | 74 |
| São Gonçalo de Lagos · 49b696 | Active | €480,000 | €5,854 | 15.1% | 75 | 67 |
| urbanização Marina Marina de Lagos | Active | €665,000 | €4,750 | 6.6% | 82 | 66 |
| Median comp | €515,000 | €4,767 | 6.3% | 74 | 70 |
Short-term vacation rental The property is overpriced at €580,000, with a fair value of only €436,116 reflecting a significant gap of 24.8%. This makes it an unfavorable choice for short-term vacation rentals, as the yield of 0% gross does not justify the investment. Buy-and-hold Despite the attractive location on the Algarve coast, the €580,000 listing significantly exceeds the fair value of €436,116, indicating that it may not appreciate adequately over time. The current yield of 0% gross further emphasizes the lack of immediate financial returns in a buy-and-hold strategy. Luxury market While the 4-bed duplex is positioned in a desirable neighborhood, its price of €580,000 far exceeds the fair value of €436,116, making it overpriced for the luxury market. The property’s sufficient condition score of 74/100 does not compensate for the lack of value, suggesting it may not attract high-end buyers seeking competitive pricing.
Economic Vulnerability The economic stability score of 60/100 indicates potential fluctuations in the market that could impact rental income.
