This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom villa of 159 m², built in 2018. Located Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: The villa includes a versatile converted attic space, perfect for an office or leisure room, along with large windows that enhance natural light throughout the home.
The valuation. The asking price of €520,000 sits significantly above the fair value of €308,373, reflecting an overpricing of €211,627 or 40.7%. This valuation indicates that the property is not competitively priced in the current market.
Fair value modelled at €286,042 from the area baseline, adjusted for condition and location. Asking €520,000 sits €233,958 (45.0%) above — overpriced versus fair value.
Asking €520,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €252,492 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 66/100 (Housing Market 70 · Amenities 70 · Economic 60 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Fernão Ferro, Seixal, Setúbal
Area baseline €252,492 + condition +€17,391 + location +€16,159 = modelled fair value of €286,042 (€1,799/m²), a €233,958 (45.0%) gap versus the €520,000 asking price.
Long-term rental The 4-bed villa in Fernão Ferro is currently overpriced at €520,000, well above its fair value of €308,373, indicating a 40.7% gap that compromises potential returns for landlords. With a gross yield of only 5.9% and a neighborhood rating of 66/100, this property is less suitable for stable long-term rental income. Buy-and-hold Investing in this villa as a buy-and-hold property seems ill-advised due to its significant overvaluation of 40.7%, placing the purchase price at €520,000 against a fair value of €308,373. Given the lower quality of the neighborhood, with a score of 66/100, the potential for long-term appreciation appears limited despite the surrounding suburban growth. Family rental While the property may initially attract interest for family rentals, its €520,000 listing price, which is 40.7% over the fair value of €308,373, indicates a challenging investment scenario. Furthermore, with a yield of just 5.9% and a neighborhood score of 66/100, it raises concerns about affordability and appeal for long-term family tenants.
Economic Vulnerability With an economic stability score of 60/100, there's a risk that economic fluctuations could impact rental income or property value. Tenant Turnover Risk A tenant stability score of 65/100 suggests a moderate risk of turnover, potentially leading to increased vacancy rates and leasing costs.
