This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 100 m², built in 1986, energy rating C. Located on rua Manuel da Silva Moreira Rato, Oeiras e São Julião da Barra, Paço de Arcos e Caxias parish, Oeiras municipality, Lisbon district. Unique Features: The apartment includes a spacious terrace, providing an ideal space for outdoor relaxation and entertaining, complemented by panoramic views of the surrounding countryside.
The valuation. The asking price of €435,000 is below the fair value of €466,945, indicating an undervalued property by €31,945 (7.3%). This presents an attractive opportunity for investors seeking a property with potential for appreciation.
Fair value modelled at €466,945 from the area baseline, adjusted for condition and location. Asking €435,000 sits €31,945 (7.3%) below — the upside to fair value.
Asking €435,000 versus the rua Manuel da Silva Moreira Rato area baseline of €457,900 (€4,579/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 55/100 (Condition 60 · Materials 55 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 75 · Amenities 70 · Economic 80 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Manuel da Silva Moreira Rato
Area baseline €457,900 + condition -€31,250 + location +€40,295 = modelled fair value of €466,945 (€4,669/m²), a €31,945 (7.3%) gap versus the €435,000 asking price.
Long-term rental The 3-bed apartment's gross yield of 3.6% aligns well with the suburban demand in Oeiras, making it a compelling choice for long-term rental stability. With a fair value exceeding the asking price by 7.3%, the property appears subpriced, potentially leading to attractive rent-to-price ratios over time. Family rental Given the moderate crime levels and proximity to Lisbon, this apartment is well-suited for families seeking a peaceful suburban lifestyle while remaining connected to urban amenities. The neighborhood’s score of 72/100 further indicates a favorable environment for family rentals, enhancing tenant quality in the long term. Buy-and-hold Investing in this property as a buy-and-hold asset could yield long-term capital appreciation since it is currently subpriced relative to the fair market value. The location's suburban appeal and competitive yield make it an attractive option for investors looking to secure stable returns in the evolving Oeiras housing market.
Lower Tenant Stability Risk: With a tenant stability score of 65/100, there is a notable risk of turnover, potentially leading to increased vacancy periods and costs in finding new tenants.
