This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 124 m², built in 2001, energy rating C. Located on rua Joaquim Augusto de Oliveira, 1, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The apartment's large common room allows for versatile layout options, while the suite provides direct balcony access and abundant natural light for enhanced comfort. Panoramic View: Unobstructed views of the central square and surrounding landscape add to the appeal. Parking: Private covered parking space with elevator access accommodates ease of living.
The valuation. The asking price of €354,000 exceeds its fair value of €275,495 by €78,505 (22.2%), indicating that this property is overpriced. A careful assessment reveals that the current market conditions do not support the asking price. Buy-to-flip angle. A buy-to-flip strategy would focus on renovating and reselling the apartment to capture market demand, but given its overpriced valuation, significant risks are involved. A thorough analysis would be essential before committing to this approach. Buy-to-let angle. The estimated rental income of €944 per month results in a gross yield of 3.2%, making it a modest investment for long-term rental purposes. However, the neighborhood's mixed rating may affect tenant demand and overall rental stability.
Fair value modelled at €438,401 from the area baseline, adjusted for condition and location. Asking €354,000 sits €84,401 (23.8%) below — the upside to fair value.
Asking €354,000 versus the rua Joaquim Augusto de Oliveira, 1 area baseline of €425,816 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 74 · Materials 79 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 55/100 (Housing Market 50 · Amenities 60 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Joaquim Augusto de Oliveira, 1
Area baseline €425,816 + condition +€4,069 + location +€8,516 = modelled fair value of €438,401 (€3,535/m²), a €84,401 (23.8%) gap versus the €354,000 asking price.
Long-term rental Given the property's listing price of €354,000, which is 22.2% above the fair value of €275,495, the potential for rental yield at 3.2% gross does not justify the investment. The subpar neighbourhood rating of 55/100 further indicates that tenant quality may be compromised, making it less appealing for sustained rental income. Buy-and-hold While the property offers a reasonable size of 124m² and a condition rating of 77/100, its fair value gap suggests it is overpriced at €354,000. With the limited local amenities and employment opportunities in Santa Maria, the buy-and-hold strategy may result in stagnant or declining property values in the long term.
Economic Vulnerability The property has an economic stability score of 50/100, indicating a potential risk of local economic downturns affecting rental income.
