This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 2-bathroom apartment of 82 m², energy rating C. Located on rua Serpa Pinto, 85, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. This property features two independent entrances, enhancing privacy and functionality, making it ideal for both personal use and potential rental opportunities.
The valuation. The asking price of €277,000 sits well above the fair value of €156,367, indicating an overvaluation of €120,633 (43.5%). This suggests a lack of negotiation room and potential difficulty in achieving satisfactory returns on investment.
Fair value modelled at €156,367 from the area baseline, adjusted for condition and location. Asking €277,000 sits €120,633 (43.5%) above — overpriced versus fair value.
Asking €277,000 versus the rua Serpa Pinto, 85 area baseline of €141,040 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 80 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 59/100 (Housing Market 50 · Amenities 50 · Economic 60 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Serpa Pinto, 85
Area baseline €141,040 + condition +€10,250 + location +€5,077 = modelled fair value of €156,367 (€1,907/m²), a €120,633 (43.5%) gap versus the €277,000 asking price.
Long-term rental The 1-bed apartment in Montijo e Afonsoeiro is overpriced by 43.5%, with a fair value of €156,367 compared to the listing price of €277,000. While the property offers a gross yield of 3.4%, its high price diminishes the investment appeal for long-term rental purposes. Buy-and-hold At a listing price of €277,000, this property is significantly above its fair value, which could pose a challenge for long-term appreciation under current market conditions. Even though the condition rating is reasonably high at 83/100, the considerable gap from fair value suggests a less favorable buy-and-hold investment. Family rental The apartment's pricing is set at a premium that exceeds fair market assessment, leading to a 43.5% gap that could impede its attractiveness as a family rental. Despite decent amenities and moderate tenant quality, the high acquisition price limits rental income potential in a mixed urban-rural context. Not ideal for short-term vacation rental, luxury market, student housing Given its overpriced status, this property is not a suitable option for short-term vacation rentals or luxury market investments, which often demand higher returns than the current yield of 3.4%. Furthermore, the combination of local employment trends and neighborhood rating diminishes its potential appeal for student housing.
Economic Sensitivity The property has a moderate economic stability score of 60/100, indicating potential vulnerability to economic fluctuations that could impact rental income and property value. Tenant Turnover Risk With a tenant stability score of 65/100, there is a reasonable likelihood of tenant turnover, which could lead to increased vacancy rates and associated costs.
