This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 158 m², built in 2000, energy rating D. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Noteworthy Features: This apartment boasts a rare river view and includes a spacious 30 m² storage room, providing ample space for belongings and outdoor gear.
The valuation. The asking price of €424,600 is significantly above its fair value of €298,195, representing a premium of €126,405 (29.8%). As such, this property is considered overpriced.
Fair value modelled at €298,195 from the area baseline, adjusted for condition and location. Asking €424,600 sits €126,405 (29.8%) above — overpriced versus fair value.
Asking €424,600 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €271,760 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 75 · Materials 76 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Baixa da Banheira e Vale da Amoreira, Moita, Setúbal
Area baseline €271,760 + condition -€741 + location +€27,176 = modelled fair value of €298,195 (€1,887/m²), a €126,405 (29.8%) gap versus the €424,600 asking price.
Long-term rental The property's yield of 1.8% falls short of attractive returns for long-term rental investors, making it a less compelling choice. With a fair value estimate significantly lower than the listing price, the investment does not align with traditional long-term rental expectations. Family rental Although this 2-bed apartment is located in a suburban area that balances urban access with residential amenities, the overpriced nature at €424,600 limits its appeal for family rentals. Families typically seek value, and the gap between listing and fair value at 29.8% suggests that this property may not meet their financial criteria. Buy-and-hold Investing in this 2-bed apartment with a gross yield of only 1.8% and a considerable gap from fair value makes it a challenging buy-and-hold opportunity. The investment landscape indicates that holding onto an overpriced property may result in negative cash flows over time, deterring potential long-term gains.
Tenant turnover risk The tenant stability score of 75/100 indicates a moderate risk of tenant turnover, which could lead to potential vacancy periods and reduced rental income.
