This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 152 m², energy rating E. Located Santo Antão e São Julião do Tojal parish, Loures municipality, Lisbon district. This apartment features excellent solar exposure with two fronts, ensuring bright interiors throughout the day, along with a functional kitchen equipped with high-quality appliances.
The valuation. The property is listed at €520,000, which exceeds its fair value of €345,045 by €174,955, or 33.6%. This suggests the asking price is significantly overpriced compared to the market valuation.
Fair value modelled at €345,045 from the area baseline, adjusted for condition and location. Asking €520,000 sits €174,955 (33.6%) above — overpriced versus fair value.
Asking €520,000 versus the Santo Antão e São Julião do Tojal, Loures, Lisbon area baseline of €326,192 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 75 · Materials 70 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 69/100 (Housing Market 75 · Amenities 65 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Santo Antão e São Julião do Tojal, Loures, Lisbon
Area baseline €326,192 + condition -€5,938 + location +€24,791 = modelled fair value of €345,045 (€2,270/m²), a €174,955 (33.6%) gap versus the €520,000 asking price.
Long-term rental This property, priced at €520,000, is significantly overpriced compared to its fair value of €345,045, resulting in a 33.6% gap that diminishes return potential. With a gross yield of 0% and a condition rating of 73/100, it does not provide the stability sought for long-term rental investment. Family rental Given the neighborhood's moderate ranking of 69/100 and the property’s proximity to educational facilities, it may attract families seeking space. However, with the property overpriced by 33.6%, it poses a financial strain that could deter potential tenants in the family rental market. Buy-and-hold While the suburban location near Lisbon may indicate future growth opportunities, the current listing price of €520,000 far exceeds the fair value assessment of €345,045. Consequently, the significant disengagement from fair value suggests that holding this property would compromise realized returns in a buy-and-hold strategy.
Economic Vulnerability A score of 70/100 in economic stability indicates a moderate level of economic resilience, which could lead to fluctuations in rental income stability. Tenant Turnover Risk With a tenant stability score of 65/100, the property may experience higher tenant turnover, potentially resulting in increased vacancy rates and additional costs associated with finding new tenants.
