This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 100 m², built in 1981. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. This apartment features a practical kitchen with ample storage solutions, enhancing organizational efficiency for daily living.
The valuation. The asking price of €345,000 is significantly above the fair value of €223,421, creating a disparity of €121,579 (35.2%). The property is overpriced according to market standards.
Fair value modelled at €355,828 from the area baseline, adjusted for condition and location. Asking €345,000 sits €10,828 (3.1%) below — the upside to fair value.
Asking €345,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €343,400 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 74 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 57/100 (Housing Market 50 · Amenities 55 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €343,400 + condition +€2,812 + location +€9,615 = modelled fair value of €355,828 (€3,558/m²), a €10,828 (3.1%) gap versus the €345,000 asking price.
Long-term rental Despite a fair value of €223,421, the property is listed at €345,000, making it overpriced by 35.2%. This premium translates into a relatively low yield of 3.5%, which may deter long-term rental investors seeking better returns. Family rental While the 3-bed layout may appeal to families, the property’s listing price is significantly above its fair value at €345,000, which could limit potential renters in a semi-rural setting. The combination of a 57/100 neighbourhood score and the overly inflated price makes it a less attractive option for family rentals. Buy-and-hold Investing in this property as a buy-and-hold strategy is challenged by its overpriced status at €345,000, which exceeds the fair value by 35.2%. With the current economic context and tenant quality, the long-term appreciation potential seems limited, making this investment less appealing.
Economic vulnerability With an economic stability score of 55/100, there's a significant risk of fluctuating market conditions negatively impacting property value and rental income.
