This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 120 m², built in 1980, energy rating C. Located Cernadelo e Lousada (São Miguel e Santa Margarida) parish, Lousada municipality, Porto district. Noteworthy Features: The property has spacious balconies accessible from both the living room and bedrooms, plus an advantageous two-front design ensuring excellent natural light throughout the day.
The valuation. The asking price of €420,000 is significantly above the fair value of €168,762, exceeding it by €251,238 or 59.8%. This property is clearly overpriced for the current market conditions.
Fair value modelled at €168,762 from the area baseline, adjusted for condition and location. Asking €420,000 sits €251,238 (59.8%) above — overpriced versus fair value.
Asking €420,000 versus the Cernadelo e Lousada (São Miguel e Santa Margarida), Lousada, Porto area baseline of €175,680 (€1,464/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 68 · Materials 65 · Room dimensions 66). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 57/100 (Housing Market 55 · Amenities 50 · Economic 60 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Cernadelo e Lousada (São Miguel e Santa Margarida), Lousada, Porto
Area baseline €175,680 + condition -€18,375 + location +€5,097 = modelled fair value of €168,762 (€1,406/m²), a €251,238 (59.8%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Cernadelo e Lousada (São Miguel e Santa Margarida) · ba3fbd | Subject | €420,000 | €3,500 | — | 68 | 57 |
| Silvares, Pias, Nogueira e Alvarenga · 65a60a | Active | €175,000 | €1,882 | 46.2% | 70 | 65 |
| Aveleda · 6fb8a3 | Active | €270,000 | €1,378 | 60.6% | 70 | 62 |
| rua da Igreja, 332 | Active | €275,000 | €2,099 | 40.0% | 75 | 64 |
| Silvares, Pias, Nogueira e Alvarenga · 0017ba | Active | €320,000 | €1,495 | 57.3% | 78 | 69 |
| Median comp | €272,500 | €1,689 | 51.8% | 73 | 65 |
Long-term rental The 3-bed apartment in Cernadelo e Lousada is not suited for long-term rental given its gap of 59.8% from fair value, indicating a substantial overpricing. With a yield of 0% gross, potential return on investment is severely limited in the current market. Buy-and-hold Investing in this property as a buy-and-hold strategy is impractical because it is currently overpriced at €420,000 compared to its fair value of €168,762. The subpar condition rating of 65/100 further diminishes the attractiveness of this investment over time. Family rental As a family rental, this property is overpriced with a significant disparity between listing price and fair value, which creates financial challenges for prospective renters and landlords alike. Furthermore, the neighbourhood's rating of 57/100 suggests limited appeal to families seeking quality living conditions.
Potential Tenant Turnover The relatively low tenant stability score of 65/100 may indicate a higher risk of tenant turnover, which can negatively impact rental income and occupancy rates.
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