This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 93 m², energy rating A. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: The property includes a spacious private terrace of 30 m², ideal for outdoor dining, and access to a communal swimming pool, enhancing leisure opportunities.
The valuation. The asking price of €595,000 is significantly above fair value, which is estimated at €478,872. This results in an overvaluation of €116,128 (19.5%). Buy-to-flip angle. With a substantial markup from fair value, a buy-to-flip strategy may struggle unless renovation increases perceived worth, despite current high-quality finishes. Buy-to-let angle. The estimated rental income of €1,190/month yields a gross rate of 2.4%, which suggests that despite the area's popularity, the investment returns may be modest for a buy-to-let strategy.
Fair value modelled at €478,872 from the area baseline, adjusted for condition and location. Asking €595,000 sits €116,128 (19.5%) above — overpriced versus fair value.
Asking €595,000 versus the Quarteira, Loulé, Faro area baseline of €432,636 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 87/100 (Condition 88 · Materials 90 · Room dimensions 82). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 70/100 (Housing Market 70 · Amenities 75 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €432,636 + condition +€11,625 + location +€34,611 = modelled fair value of €478,872 (€5,149/m²), a €116,128 (19.5%) gap versus the €595,000 asking price.
Short-term vacation rental The current listing price of €595,000 reflects a 19.5% gap above the fair value of €478,872, indicating this property is overpriced for short-term rental potential. With a gross yield of only 2.4% and a neighborhood score of 70/100, the investment does not align with optimal vacation rental returns. Long-term rental Despite being a desirable location in the Algarve, the property’s price exceeds its fair value by 19.5%, marking it as overpriced for long-term rental strategies. The modest gross yield of 2.4% suggests that it may not generate sufficient cash flow relative to the purchase price. Buy-and-hold While the property is in good condition with a score of 87/100, its listing price of €595,000 is still 19.5% above the fair value, categorizing it as overpriced for a buy-and-hold strategy. Investors may find that the lack of appreciation potential and low yield of 2.4% do not justify the investment at this price point.
Economic Sensitivity The economic stability score of 65 indicates a moderate risk, suggesting potential vulnerabilities to economic fluctuations that could impact tenant retention and rental income stability.
