This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 80 m², energy rating F. Located Penha de França parish, Lisbon municipality, Lisbon district. This property features a security door and electric shutters for enhanced safety and convenience.
The valuation. The asking price of €499,900 is significantly above the fair value of €366,041, indicating an overpriced property by €133,859 (26.8%). This discrepancy suggests potential challenges in achieving a satisfactory return on investment.
Fair value modelled at €366,041 from the area baseline, adjusted for condition and location. Asking €499,900 sits €133,859 (26.8%) above — overpriced versus fair value.
Asking €499,900 versus the Penha de França, Lisbon, Lisbon area baseline of €315,040 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 75 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 87/100 (Housing Market 95 · Amenities 95 · Economic 90 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Penha de França, Lisbon, Lisbon
Area baseline €315,040 + condition +€4,375 + location +€46,626 = modelled fair value of €366,041 (€4,576/m²), a €133,859 (26.8%) gap versus the €499,900 asking price.
Long-term rental The property in Penha de França is currently listed at €499,900, which represents a significant 26.8% gap above its fair value of €366,041, indicating that it may not deliver optimal returns for long-term rental investment. With a gross yield of only 3.4%, the financial outlook appears unfavorable, given that the property is overpriced. Buy-and-hold Investing in this property for a buy-and-hold strategy is questionable as its €499,900 listing exceeds its fair value by 26.8%, suggesting a lack of potential for price appreciation necessary to justify the investment. The relatively low yield of 3.4% further reinforces the notion that holding this asset may not be a prudent choice given its current overpriced status. Luxury market While the property is located in an appealing neighborhood with a high rating of 87/100, its listing price of €499,900 surpasses the fair value by 26.8%, calling into question its viability within the luxury market segment. This premium pricing, coupled with a modest yield of 3.4%, indicates potential difficulty in attracting buyers or renters willing to pay a luxury price for an overpriced asset.
Tenant turnover risk High tenant stability score of 75/100 suggests potential challenges in retaining tenants, which could lead to increased vacancy rates and lower rental income.
