This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 115 m², built in 1981, energy rating C. Located on rua Conselheiro Ramada Curto, Sesimbra (Santiago) parish, Sesimbra municipality, Setúbal district. This property features expansive outdoor terraces with panoramic views of the Serra, enhancing both leisure and relaxation opportunities in a tranquil historic neighborhood.
The valuation. The asking price of €285,000 is positioned below the fair value of €312,796, representing an undervaluation of €27,796 (9.8%). This property is a worthy investment due to its advantageous pricing. Buy-to-flip angle. The buy-to-flip strategy focuses on enhancing the property's appeal through renovations, ultimately targeting a sale price that exceeds the fair value and maximizes profit margin. Quick turnaround is anticipated after improvements. Buy-to-let angle. For a buy-to-let strategy, the estimated rental income of €974 per month translates to a gross yield of 4.1%, making it a viable option for long-term rentals. The property's location and moderate amenities cater to family rentals.
Fair value modelled at €312,796 from the area baseline, adjusted for condition and location. Asking €285,000 sits €27,796 (9.8%) below — the upside to fair value.
Asking €285,000 versus the rua Conselheiro Ramada Curto area baseline of €316,480 (€2,752/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 70 · Materials 62 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 61/100 (Housing Market 60 · Amenities 60 · Economic 65 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Conselheiro Ramada Curto
Area baseline €316,480 + condition -€17,609 + location +€13,925 = modelled fair value of €312,796 (€2,720/m²), a €27,796 (9.8%) gap versus the €285,000 asking price.
Long-term rental The property presents an attractive opportunity for long-term rental, with a gross yield of 4.1% that aligns well with market expectations in the Setúbal region. Given its fair value is €312,796, acquiring it at €285,000 allows for both immediate cash flow and potential appreciation. Buy-and-hold Investing in this apartment as a buy-and-hold strategy makes sense, particularly as it sits below its fair value by 9.8%, providing a cushion for future market fluctuations. The relatively decent condition score of 65/100 suggests that minor improvements could enhance its rental attractiveness over time. Family rental This property stands out as a viable option for family rental, leveraging the moderate suburban amenities present in the neighborhood. With its fair value exceeding the listing price, it positions itself well to attract long-term tenants seeking a stable living environment in Sesimbra. Not ideal for short-term vacation rental The property is not conducive for short-term vacation rentals, as the Setúbal region's profile and more modest amenities may not appeal to transient guests. Its value proposition relies heavily on stable, long-term tenants rather than short-term occupancy. Not ideal for luxury market This apartment does not align with the luxury market segment, given its moderate condition and neighborhood rating. The comparison to fair value further indicates a lack of premium features necessary for luxury positioning. Not ideal for student housing The property is also unsuitable for student housing, as the local amenities and demographic profile do not support a consistent demand from that tenant class. The area lacks the vibrant social infrastructure typically selected by students in university towns.
Economic Sensitivity Risk With an economic stability score of 65/100 and a tenant stability score of 60/100, there is a significant risk of economic fluctuations affecting tenant retention and rental income stability.
